Cost of Living in Clarinda, IA

Population 5,366 · Iowa · Data vintage 2023

42
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Clarinda sits on the smaller end of the Iowa city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 9.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Clarinda is about 65 miles southeast of Omaha, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 51% lower than Omaha's $230,000.

Cost Overview

Housing 37
Rent 50

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clarinda

The median home value in Clarinda is $112,200 — 63% below the national median of $305,000. Median rent runs $653/month, 50% lower than the national median of $1,314/month. The median household income of $50,644/year is 32% lower than the US median of $74,580. The local unemployment rate is 9.0%, above the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Clarinda has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.

🏠 Housing

Median Home Value
$112,200
63% below avg
Zillow Home Value
$431,727
Zillow ZHVI
Median Rent
$653/mo
50% below avg
Price-to-Rent Ratio
14.3x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 66.2%
Renter-occupied 33.8%

💰 Estimated Monthly Budget

Rent median rent
$653
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,267/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.9 min
34% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.3%

Commute Mode

Drove alone
74.1%
Carpooled
12.6%
Walked
2.9%
Work from home
5.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$50,644
32% below avg
Per Capita Income
$24,862
Unemployment Rate
9.0%
88% above avg
Poverty Rate
11.6%
Labor Force Participation
45.3%

🎓 Education

Bachelor's degree+ 8.7%
Graduate degree 5.0%

👥 Demographics

Median Age 40.9
Male median age 37.9
Female median age 46.3

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
14.6:1
Student-teacher ratio
4
Public schools
1,185
Total enrollment

Frequently Asked Questions

What is the cost of living in Clarinda, IA?

Clarinda has a cost index of 42 (100 = national average). It is 58% below the national average.

What is average rent in Clarinda, IA?

The median gross rent in Clarinda is $653 per month based on 2023 Census data.

What is the average home price in Clarinda?

The median home value in Clarinda is $112,200 according to Zillow and Census data.

What is the median income in Clarinda?

The median household income in Clarinda is $50,644 per year (2023 ACS 5-year estimates).

What is the sales tax in Clarinda, IA?

The combined state and local sales tax rate in Clarinda is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Clarinda, IA affordable?

Yes, Clarinda is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.

Clarinda at a Glance

Population
5,366
Median Income
$50,644
Home Value
$112,200
Median Rent
$653/mo
Unemployment
9.0%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

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