Cost of Living in Webster City, IA

Population 7,769 · Iowa · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Webster City stay well under national norms: a median home value of $115,000 against median household incomes of $65,844 gives the city one of the more comfortable price-to-income ratios in Iowa.

Located 60 miles north of Des Moines, Webster City is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 37% lower than Des Moines' $184,000.

Cost Overview

Housing 38
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Webster City

The median home value in Webster City is $115,400 — 62% below the national median of $305,000. Median rent runs $878/month, 33% lower than the national median of $1,314/month. The median household income of $65,844/year is 12% lower than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Webster City has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$115,400
62% below avg
Zillow Home Value
$146,131
Zillow ZHVI
Median Rent
$878/mo
33% below avg
Price-to-Rent Ratio
11.0x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 65.9%
Renter-occupied 34.1%

💰 Estimated Monthly Budget

Rent median rent
$878
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,492/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.4 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.8%

Commute Mode

Drove alone
87.5%
Carpooled
5.7%
Public transit
0.2%
Walked
2.8%
Work from home
3.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$65,844
12% below avg
Per Capita Income
$34,207
Unemployment Rate
5.6%
17% above avg
Poverty Rate
9.5%
Labor Force Participation
59.3%

🎓 Education

Bachelor's degree+ 15.8%
Graduate degree 5.9%

👥 Demographics

Median Age 40.4
Male median age 39.8
Female median age 41.6

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15.7:1
Student-teacher ratio
5
Public schools
1,904
Total enrollment

Frequently Asked Questions

What is the cost of living in Webster City, IA?

Webster City has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Webster City, IA?

The median gross rent in Webster City is $878 per month based on 2023 Census data.

What is the average home price in Webster City?

The median home value in Webster City is $115,400 according to Zillow and Census data.

What is the median income in Webster City?

The median household income in Webster City is $65,844 per year (2023 ACS 5-year estimates).

What is the sales tax in Webster City, IA?

The combined state and local sales tax rate in Webster City is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Webster City, IA affordable?

Yes, Webster City is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

Webster City at a Glance

Population
7,769
Median Income
$65,844
Home Value
$115,400
Median Rent
$878/mo
Unemployment
5.6%
Sales Tax
6.9%
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🗺️ County data for Iowa

Explore county-level cost of living data

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