Cost of Living in Bellwood, IL

Population 18,373 · Illinois · Data vintage 2023

80
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Bellwood stay well under national norms: a median home value of $220,000 against median household incomes of $76,990 gives the city one of the more comfortable price-to-income ratios in Illinois. At 7.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Bellwood sits roughly 10 miles west of Chicago. Median home values run roughly 30% lower than Chicago's $315,000.

Cost Overview

Housing 72
Rent 93

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bellwood

The median home value in Bellwood is $219,600 — 28% below the national median of $305,000. Median rent runs $1,221/month, 7% lower than the national median of $1,314/month. The median household income of $76,990/year is 3% higher than the US median of $74,580. The local unemployment rate is 7.7%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Bellwood has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.

🏠 Housing

Median Home Value
$219,600
28% below avg
Zillow Home Value
$240,414
Zillow ZHVI
Median Rent
$1,221/mo
7% below avg
Price-to-Rent Ratio
15.0x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 79.7%
Renter-occupied 20.3%

💰 Estimated Monthly Budget

Rent median rent
$1,221
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,835/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.3 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
73.7%
Carpooled
9.1%
Public transit
5.6%
Walked
0.8%
Bicycle
1.0%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$76,990
3% above avg
Per Capita Income
$31,283
Unemployment Rate
7.7%
59% above avg
Poverty Rate
11.4%
Labor Force Participation
63.3%

🎓 Education

Bachelor's degree+ 12.0%
Graduate degree 3.7%

👥 Demographics

Median Age 38.3
Male median age 34.3
Female median age 40.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Bellwood, IL?

Bellwood has a cost index of 80 (100 = national average). It is 20% below the national average.

What is average rent in Bellwood, IL?

The median gross rent in Bellwood is $1,221 per month based on 2023 Census data.

What is the average home price in Bellwood?

The median home value in Bellwood is $219,600 according to Zillow and Census data.

What is the median income in Bellwood?

The median household income in Bellwood is $76,990 per year (2023 ACS 5-year estimates).

What is the sales tax in Bellwood, IL?

The combined state and local sales tax rate in Bellwood is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Bellwood, IL affordable?

Yes, Bellwood is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.

Bellwood at a Glance

Population
18,373
Median Income
$76,990
Home Value
$219,600
Median Rent
$1,221/mo
Unemployment
7.7%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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