Cost of Living in Berkeley, IL

Population 5,222 · Illinois · Data vintage 2023

83
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Berkeley can reasonably expect a home to cost less than three years of household income — $222,000 against $83,224 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. The labor market has been unusually tight, with unemployment around 2.4% — below most comparable cities in the state.

Geographically, Berkeley sits roughly 12 miles west of Chicago. Median home values run roughly 29% lower than Chicago's $315,000.

Cost Overview

Housing 73
Rent 98

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Berkeley

The median home value in Berkeley is $222,400 — 27% below the national median of $305,000. Median rent runs $1,292/month, 2% lower than the national median of $1,314/month. The median household income of $83,224/year is 12% higher than the US median of $74,580. The local unemployment rate is 2.4%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Berkeley has a cost of living index of 83 versus the US average of 100, meaning it is 17% less expensive.

🏠 Housing

Median Home Value
$222,400
27% below avg
Zillow Home Value
$344,601
Zillow ZHVI
Median Rent
$1,292/mo
2% below avg
Price-to-Rent Ratio
14.3x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 84.0%
Renter-occupied 16.0%

💰 Estimated Monthly Budget

Rent median rent
$1,292
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,906/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.9 min
22% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.9%

Commute Mode

Drove alone
68.5%
Carpooled
15.5%
Public transit
1.7%
Walked
0.4%
Work from home
13.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$83,224
12% above avg
Per Capita Income
$35,867
Unemployment Rate
2.4%
51% below avg
Poverty Rate
6.6%
Labor Force Participation
67.5%

🎓 Education

Bachelor's degree+ 10.4%
Graduate degree 10.3%

👥 Demographics

Median Age 37.1
Male median age 35.6
Female median age 44.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Berkeley, IL?

Berkeley has a cost index of 83 (100 = national average). It is 17% below the national average.

What is average rent in Berkeley, IL?

The median gross rent in Berkeley is $1,292 per month based on 2023 Census data.

What is the average home price in Berkeley?

The median home value in Berkeley is $222,400 according to Zillow and Census data.

What is the median income in Berkeley?

The median household income in Berkeley is $83,224 per year (2023 ACS 5-year estimates).

What is the sales tax in Berkeley, IL?

The combined state and local sales tax rate in Berkeley is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Berkeley, IL affordable?

Yes, Berkeley is generally considered affordable, with a cost of living index of 83 — about 17% below the US national average of 100.

Berkeley at a Glance

Population
5,222
Median Income
$83,224
Home Value
$222,400
Median Rent
$1,292/mo
Unemployment
2.4%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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