Cost of Living in Westchester, IL

Population 16,524 · Illinois · Data vintage 2023

112
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Westchester sits on the smaller end of the Illinois city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Westchester sits roughly 11 miles west of Chicago. Housing prices track closely with Chicago's $315,000 median.

Cost Overview

Housing 98
Rent 134

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Westchester

The median home value in Westchester is $297,400 — 2% below the national median of $305,000. Median rent runs $1,767/month, 34% higher than the national median of $1,314/month. The median household income of $103,561/year is 39% higher than the US median of $74,580. The local unemployment rate is 5.4%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Westchester has a cost of living index of 112 versus the US average of 100, meaning it is 12% more expensive.

🏠 Housing

Median Home Value
$297,400
2% below avg
Zillow Home Value
$348,961
Zillow ZHVI
Median Rent
$1,767/mo
34% above avg
Price-to-Rent Ratio
14.0x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 91.4%
Renter-occupied 8.6%

💰 Estimated Monthly Budget

Rent median rent
$1,767
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,381/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.3 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.3%

Commute Mode

Drove alone
71.7%
Carpooled
3.9%
Public transit
5.8%
Walked
3.2%
Bicycle
0.2%
Work from home
14.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$103,561
39% above avg
Per Capita Income
$53,223
Unemployment Rate
5.4%
12% above avg
Poverty Rate
4.5%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 31.9%
Graduate degree 13.8%

👥 Demographics

Median Age 52.9
Male median age 51.5
Female median age 53.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Westchester, IL?

Westchester has a cost index of 112 (100 = national average). It is 12% above the national average.

What is average rent in Westchester, IL?

The median gross rent in Westchester is $1,767 per month based on 2023 Census data.

What is the average home price in Westchester?

The median home value in Westchester is $297,400 according to Zillow and Census data.

What is the median income in Westchester?

The median household income in Westchester is $103,561 per year (2023 ACS 5-year estimates).

What is the sales tax in Westchester, IL?

The combined state and local sales tax rate in Westchester is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Westchester, IL affordable?

Westchester is above average in cost of living, with an index of 112 — about 12% higher than the national average.

Westchester at a Glance

Population
16,524
Median Income
$103,561
Home Value
$297,400
Median Rent
$1,767/mo
Unemployment
5.4%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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