Cost of Living in Chicago Ridge, IL

Population 14,147 · Illinois · Data vintage 2023

79
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Chicago Ridge stay well under national norms: a median home value of $218,000 against median household incomes of $69,389 gives the city one of the more comfortable price-to-income ratios in Illinois.

Chicago Ridge sits roughly 10 miles southwest of Chicago — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 31% lower than Chicago's $315,000.

Cost Overview

Housing 71
Rent 91

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Chicago Ridge

The median home value in Chicago Ridge is $217,800 — 29% below the national median of $305,000. Median rent runs $1,198/month, 9% lower than the national median of $1,314/month. The median household income of $69,389/year is 7% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Chicago Ridge has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.

🏠 Housing

Median Home Value
$217,800
29% below avg
Zillow Home Value
$222,175
Zillow ZHVI
Median Rent
$1,198/mo
9% below avg
Zillow Rent
$1,492/mo
Zillow ZORI
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 55.0%
Renter-occupied 45.0%

💰 Estimated Monthly Budget

Rent median rent
$1,198
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,812/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.8 min
29% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.5%

Commute Mode

Drove alone
80.5%
Carpooled
5.5%
Public transit
2.2%
Walked
1.0%
Work from home
9.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$69,389
7% below avg
Per Capita Income
$31,335
Unemployment Rate
4.6%
4% below avg
Poverty Rate
17.0%
Labor Force Participation
63.6%

🎓 Education

Bachelor's degree+ 20.1%
Graduate degree 7.6%

👥 Demographics

Median Age 34.3
Male median age 35.5
Female median age 32.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Chicago Ridge, IL?

Chicago Ridge has a cost index of 79 (100 = national average). It is 21% below the national average.

What is average rent in Chicago Ridge, IL?

The median gross rent in Chicago Ridge is $1,198 per month based on 2023 Census data.

What is the average home price in Chicago Ridge?

The median home value in Chicago Ridge is $217,800 according to Zillow and Census data.

What is the median income in Chicago Ridge?

The median household income in Chicago Ridge is $69,389 per year (2023 ACS 5-year estimates).

What is the sales tax in Chicago Ridge, IL?

The combined state and local sales tax rate in Chicago Ridge is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Chicago Ridge, IL affordable?

Yes, Chicago Ridge is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.

Chicago Ridge at a Glance

Population
14,147
Median Income
$69,389
Home Value
$217,800
Median Rent
$1,198/mo
Unemployment
4.6%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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