Cost of Living in Eldorado, IL

Population 3,762 · Illinois · Data vintage 2023

33
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $39,766, median household incomes in Eldorado land roughly 47% below the US median, a gap that tends to persist across local labor-market indicators. The labor market has been unusually tight, with unemployment around 1.3% — below most comparable cities in the state.

Geographically, Eldorado is about 50 miles west of Evansville, the nearest large metro. Median home values run roughly 47% lower than Evansville's $129,000.

Cost Overview

Housing 22
Rent 48

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Eldorado

The median home value in Eldorado is $68,600 — 78% below the national median of $305,000. Median rent runs $630/month, 52% lower than the national median of $1,314/month. The median household income of $39,766/year is 47% lower than the US median of $74,580. The local unemployment rate is 1.3%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Eldorado has a cost of living index of 33 versus the US average of 100, meaning it is 67% less expensive.

🏠 Housing

Median Home Value
$68,600
78% below avg
Zillow Home Value
$300,406
Zillow ZHVI
Median Rent
$630/mo
52% below avg
Price-to-Rent Ratio
9.1x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 69.5%
Renter-occupied 30.5%

💰 Estimated Monthly Budget

Rent median rent
$630
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,244/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.6%

Commute Mode

Drove alone
78.2%
Carpooled
12.8%
Public transit
0.2%
Walked
2.2%
Work from home
6.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$39,766
47% below avg
Per Capita Income
$37,255
Unemployment Rate
1.3%
73% below avg
Poverty Rate
20.9%
Labor Force Participation
47.8%

🎓 Education

Bachelor's degree+ 10.3%
Graduate degree 5.6%

👥 Demographics

Median Age 45.8
Male median age 42.1
Female median age 53.2

Frequently Asked Questions

What is the cost of living in Eldorado, IL?

Eldorado has a cost index of 33 (100 = national average). It is 67% below the national average.

What is average rent in Eldorado, IL?

The median gross rent in Eldorado is $630 per month based on 2023 Census data.

What is the average home price in Eldorado?

The median home value in Eldorado is $68,600 according to Zillow and Census data.

What is the median income in Eldorado?

The median household income in Eldorado is $39,766 per year (2023 ACS 5-year estimates).

What is the sales tax in Eldorado, IL?

The combined state and local sales tax rate in Eldorado is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Eldorado, IL affordable?

Yes, Eldorado is generally considered affordable, with a cost of living index of 33 — about 67% below the US national average of 100.

Eldorado at a Glance

Population
3,762
Median Income
$39,766
Home Value
$68,600
Median Rent
$630/mo
Unemployment
1.3%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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