Cost of Living in Carmi, IL

Population 4,879 · Illinois · Data vintage 2023

46
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Carmi's median household income of $47,051 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (20% here). The labor market has been unusually tight, with unemployment around 1.8% — below most comparable cities in the state.

Geographically, Carmi is about 35 miles west of Evansville, the nearest large metro. Median home values run roughly 24% lower than Evansville's $129,000.

Cost Overview

Housing 32
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carmi

The median home value in Carmi is $98,700 — 68% below the national median of $305,000. Median rent runs $863/month, 34% lower than the national median of $1,314/month. The median household income of $47,051/year is 37% lower than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Carmi has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.

🏠 Housing

Median Home Value
$98,700
68% below avg
Zillow Home Value
$252,613
Zillow ZHVI
Median Rent
$863/mo
34% below avg
Price-to-Rent Ratio
9.5x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 67.8%
Renter-occupied 32.2%

💰 Estimated Monthly Budget

Rent median rent
$863
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,477/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.0 min
26% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.6%

Commute Mode

Drove alone
81.7%
Carpooled
9.8%
Walked
0.9%
Work from home
4.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$47,051
37% below avg
Per Capita Income
$29,298
Unemployment Rate
1.8%
62% below avg
Poverty Rate
20.0%
Labor Force Participation
50.0%

🎓 Education

Bachelor's degree+ 7.1%
Graduate degree 5.7%

👥 Demographics

Median Age 44.7
Male median age 40.9
Female median age 51.4

Frequently Asked Questions

What is the cost of living in Carmi, IL?

Carmi has a cost index of 46 (100 = national average). It is 54% below the national average.

What is average rent in Carmi, IL?

The median gross rent in Carmi is $863 per month based on 2023 Census data.

What is the average home price in Carmi?

The median home value in Carmi is $98,700 according to Zillow and Census data.

What is the median income in Carmi?

The median household income in Carmi is $47,051 per year (2023 ACS 5-year estimates).

What is the sales tax in Carmi, IL?

The combined state and local sales tax rate in Carmi is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Carmi, IL affordable?

Yes, Carmi is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.

Carmi at a Glance

Population
4,879
Median Income
$47,051
Home Value
$98,700
Median Rent
$863/mo
Unemployment
1.8%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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