Cost of Living in Gages Lake, IL

Population 10,706 · Illinois · Data vintage 2023

110
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Gages Lake is a smaller Illinois community of around 11000 residents, where median household incomes of $105,114 and housing costs ($291,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 7.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 30 miles northeast of Elgin, Gages Lake falls within that metro's commuting orbit. Median home values run roughly 15% higher than Elgin's $252,000.

Cost Overview

Housing 95
Rent 132

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Gages Lake

The median home value in Gages Lake is $291,200 — 5% below the national median of $305,000. Median rent runs $1,741/month, 32% higher than the national median of $1,314/month. The median household income of $105,114/year is 41% higher than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Gages Lake has a cost of living index of 110 versus the US average of 100, meaning it is 10% more expensive.

🏠 Housing

Median Home Value
$291,200
5% below avg
Zillow Home Value
$218,971
Zillow ZHVI
Median Rent
$1,741/mo
32% above avg
Price-to-Rent Ratio
13.9x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 83.4%
Renter-occupied 16.6%

💰 Estimated Monthly Budget

Rent median rent
$1,741
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,355/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.7%

Commute Mode

Drove alone
68.7%
Carpooled
6.1%
Public transit
2.3%
Walked
2.8%
Work from home
19.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$105,114
41% above avg
Per Capita Income
$48,995
Unemployment Rate
7.0%
45% above avg
Poverty Rate
5.2%
Labor Force Participation
73.2%

🎓 Education

Bachelor's degree+ 26.9%
Graduate degree 13.6%

👥 Demographics

Median Age 40.3
Male median age 39.5
Female median age 41.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74.9%
Good air days/yr
179
Max AQI recorded
0
PM2.5 days
243
Ozone days

Frequently Asked Questions

What is the cost of living in Gages Lake, IL?

Gages Lake has a cost index of 110 (100 = national average). It is 10% above the national average.

What is average rent in Gages Lake, IL?

The median gross rent in Gages Lake is $1,741 per month based on 2023 Census data.

What is the average home price in Gages Lake?

The median home value in Gages Lake is $291,200 according to Zillow and Census data.

What is the median income in Gages Lake?

The median household income in Gages Lake is $105,114 per year (2023 ACS 5-year estimates).

What is the sales tax in Gages Lake, IL?

The combined state and local sales tax rate in Gages Lake is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Gages Lake, IL affordable?

Gages Lake is near the national average in terms of cost of living, with an index of 110 (100 = US average).

Gages Lake at a Glance

Population
10,706
Median Income
$105,114
Home Value
$291,200
Median Rent
$1,741/mo
Unemployment
7.0%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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