Cost of Living in Georgetown, IL

Population 3,105 · Illinois · Data vintage 2023

36
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Georgetown a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $71,000.

Located 80 miles west of Carmel, Georgetown is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 85% lower than Carmel's $456,000.

Cost Overview

Housing 23
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Georgetown

The median home value in Georgetown is $70,500 — 77% below the national median of $305,000. Median rent runs $729/month, 45% lower than the national median of $1,314/month. The median household income of $56,781/year is 24% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Georgetown has a cost of living index of 36 versus the US average of 100, meaning it is 64% less expensive.

🏠 Housing

Median Home Value
$70,500
77% below avg
Zillow Home Value
$145,467
Zillow ZHVI
Median Rent
$729/mo
45% below avg
Price-to-Rent Ratio
8.1x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 72.7%
Renter-occupied 27.3%

💰 Estimated Monthly Budget

Rent median rent
$729
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,343/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.3 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.5%

Commute Mode

Drove alone
71.7%
Carpooled
14.3%
Walked
0.6%
Work from home
13.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$56,781
24% below avg
Per Capita Income
$29,422
Unemployment Rate
3.4%
28% below avg
Poverty Rate
12.3%
Labor Force Participation
58.3%

🎓 Education

Bachelor's degree+ 11.0%
Graduate degree 3.8%

👥 Demographics

Median Age 41.3
Male median age 41.8
Female median age 34.6

Frequently Asked Questions

What is the cost of living in Georgetown, IL?

Georgetown has a cost index of 36 (100 = national average). It is 64% below the national average.

What is average rent in Georgetown, IL?

The median gross rent in Georgetown is $729 per month based on 2023 Census data.

What is the average home price in Georgetown?

The median home value in Georgetown is $70,500 according to Zillow and Census data.

What is the median income in Georgetown?

The median household income in Georgetown is $56,781 per year (2023 ACS 5-year estimates).

What is the sales tax in Georgetown, IL?

The combined state and local sales tax rate in Georgetown is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Georgetown, IL affordable?

Yes, Georgetown is generally considered affordable, with a cost of living index of 36 — about 64% below the US national average of 100.

Georgetown at a Glance

Population
3,105
Median Income
$56,781
Home Value
$70,500
Median Rent
$729/mo
Unemployment
3.4%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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