Cost of Living in Westville, IL

Population 3,442 · Illinois · Data vintage 2023

42
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Westville is a smaller Illinois community of around 3000 residents, where median household incomes of $52,809 and housing costs ($99,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 7.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Westville lies roughly 80 miles west of the nearest major metro, Carmel. Median home values run roughly 78% lower than Carmel's $456,000.

Cost Overview

Housing 32
Rent 57

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Westville

The median home value in Westville is $98,800 — 68% below the national median of $305,000. Median rent runs $751/month, 43% lower than the national median of $1,314/month. The median household income of $52,809/year is 29% lower than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Westville has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.

🏠 Housing

Median Home Value
$98,800
68% below avg
Zillow Home Value
$160,244
Zillow ZHVI
Median Rent
$751/mo
43% below avg
Price-to-Rent Ratio
11.0x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 68.7%
Renter-occupied 31.3%

💰 Estimated Monthly Budget

Rent median rent
$751
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,365/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.7 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.4%

Commute Mode

Drove alone
86.5%
Carpooled
6.0%
Work from home
7.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$52,809
29% below avg
Per Capita Income
$26,344
Unemployment Rate
7.0%
46% above avg
Poverty Rate
14.3%
Labor Force Participation
58.2%

🎓 Education

Bachelor's degree+ 8.6%
Graduate degree 2.9%

👥 Demographics

Median Age 35
Male median age 30.3
Female median age 37.4

Frequently Asked Questions

What is the cost of living in Westville, IL?

Westville has a cost index of 42 (100 = national average). It is 58% below the national average.

What is average rent in Westville, IL?

The median gross rent in Westville is $751 per month based on 2023 Census data.

What is the average home price in Westville?

The median home value in Westville is $98,800 according to Zillow and Census data.

What is the median income in Westville?

The median household income in Westville is $52,809 per year (2023 ACS 5-year estimates).

What is the sales tax in Westville, IL?

The combined state and local sales tax rate in Westville is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Westville, IL affordable?

Yes, Westville is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.

Westville at a Glance

Population
3,442
Median Income
$52,809
Home Value
$98,800
Median Rent
$751/mo
Unemployment
7.0%
Sales Tax
8.7%
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🗺️ County data for Illinois

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