Cost of Living in Holiday Shores, IL

Population 3,162 · Illinois · Data vintage 2023

99
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Holiday Shores is a smaller Illinois community of around 3000 residents, where median household incomes of $98,265 and housing costs ($231,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Holiday Shores is about 25 miles northeast of St. Louis, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 25% higher than St. Louis' $185,000.

Cost Overview

Housing 76
Rent 134

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Holiday Shores

The median home value in Holiday Shores is $231,300 — 24% below the national median of $305,000. Median rent runs $1,755/month, 34% higher than the national median of $1,314/month. The median household income of $98,265/year is 32% higher than the US median of $74,580. The local unemployment rate is 6.9%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Holiday Shores has a cost of living index of 99 versus the US average of 100, meaning it is 1% less expensive.

🏠 Housing

Median Home Value
$231,300
24% below avg
Median Rent
$1,755/mo
34% above avg
Price-to-Rent Ratio
11.0x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 86.4%
Renter-occupied 13.6%

💰 Estimated Monthly Budget

Rent median rent
$1,755
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,369/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.4 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.3%

Commute Mode

Drove alone
81.5%
Public transit
1.2%
Work from home
17.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$98,265
32% above avg
Per Capita Income
$43,396
Unemployment Rate
6.9%
43% above avg
Poverty Rate
2.8%
Labor Force Participation
70.6%

🎓 Education

Bachelor's degree+ 26.7%
Graduate degree 6.9%

👥 Demographics

Median Age 44.9
Male median age 42.7
Female median age 46.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
31.1%
Good air days/yr
155
Max AQI recorded
239
PM2.5 days
124
Ozone days

Frequently Asked Questions

What is the cost of living in Holiday Shores, IL?

Holiday Shores has a cost index of 99 (100 = national average). It is 1% below the national average.

What is average rent in Holiday Shores, IL?

The median gross rent in Holiday Shores is $1,755 per month based on 2023 Census data.

What is the average home price in Holiday Shores?

The median home value in Holiday Shores is $231,300 according to 2023 Census ACS data.

What is the median income in Holiday Shores?

The median household income in Holiday Shores is $98,265 per year (2023 ACS 5-year estimates).

What is the sales tax in Holiday Shores, IL?

The combined state and local sales tax rate in Holiday Shores is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Holiday Shores, IL affordable?

Holiday Shores is near the national average in terms of cost of living, with an index of 99 (100 = US average).

Holiday Shores at a Glance

Population
3,162
Median Income
$98,265
Home Value
$231,300
Median Rent
$1,755/mo
Unemployment
6.9%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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