Cost of Living in Jacksonville, IL
Population 17,490 · Illinois · Data vintage 2023
(100 = US avg)
Jacksonville is a smaller Illinois community of around 17000 residents, where median household incomes of $62,615 and housing costs ($128,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Located 30 miles west of Springfield, Jacksonville falls within that metro's commuting orbit. Median home values run roughly 17% lower than Springfield's $155,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Jacksonville
The median home value in Jacksonville is $128,300 — 58% below the national median of $305,000. Median rent runs $703/month, 46% lower than the national median of $1,314/month. The median household income of $62,615/year is 16% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Jacksonville has a cost of living index of 47 versus the US average of 100, meaning it is 53% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Jacksonville, IL?
Jacksonville has a cost index of 47 (100 = national average). It is 53% below the national average.
What is average rent in Jacksonville, IL?
The median gross rent in Jacksonville is $703 per month based on 2023 Census data.
What is the average home price in Jacksonville?
The median home value in Jacksonville is $128,300 according to Zillow and Census data.
What is the median income in Jacksonville?
The median household income in Jacksonville is $62,615 per year (2023 ACS 5-year estimates).
What is the sales tax in Jacksonville, IL?
The combined state and local sales tax rate in Jacksonville is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Jacksonville, IL affordable?
Yes, Jacksonville is generally considered affordable, with a cost of living index of 47 — about 53% below the US national average of 100.
Jacksonville at a Glance
- Population
- 17,490
- Median Income
- $62,615
- Home Value
- $128,300
- Median Rent
- $703/mo
- Unemployment
- 6.8%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data
Illinois Rankings
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