Cost of Living in Jerseyville, IL

Population 7,432 · Illinois · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jerseyville offers a notably favorable income-to-housing ratio for its region. The typical home — $124,000 — costs less than 1.7 times median household income of $71,623, a threshold many coastal markets passed a decade ago. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.

Located 35 miles north of St. Louis, Jerseyville falls within that metro's commuting orbit. Median home values run roughly 33% lower than St. Louis' $185,000.

Cost Overview

Housing 41
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jerseyville

The median home value in Jerseyville is $124,200 — 59% below the national median of $305,000. Median rent runs $826/month, 37% lower than the national median of $1,314/month. The median household income of $71,623/year is 4% lower than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. The climate averages highs of 66.6°F and lows of 45.5°F. Overall, Jerseyville has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$124,200
59% below avg
Zillow Home Value
$468,206
Zillow ZHVI
Median Rent
$826/mo
37% below avg
Price-to-Rent Ratio
12.5x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 65.9%
Renter-occupied 34.1%

💰 Estimated Monthly Budget

Rent median rent
$826
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,440/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.4 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.6%

Commute Mode

Drove alone
82.2%
Carpooled
4.4%
Public transit
0.8%
Walked
1.4%
Work from home
9.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$71,623
4% below avg
Per Capita Income
$34,695
Unemployment Rate
2.8%
42% below avg
Poverty Rate
15.2%
Labor Force Participation
58.7%

🎓 Education

Bachelor's degree+ 12.3%
Graduate degree 6.9%

👥 Demographics

Median Age 43
Male median age 39.9
Female median age 44.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.6°F
Avg Low
45.5°F
Annual Precip
39.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404556687786898881695544
Low °F 222634455665686657463527
Precip" 2.491.893.084.244.604.553.743.682.972.663.152.35

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
54.5%
Good air days/yr
166
Max AQI recorded
231
PM2.5 days
134
Ozone days

Frequently Asked Questions

What is the cost of living in Jerseyville, IL?

Jerseyville has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in Jerseyville, IL?

The median gross rent in Jerseyville is $826 per month based on 2023 Census data.

What is the average home price in Jerseyville?

The median home value in Jerseyville is $124,200 according to Zillow and Census data.

What is the median income in Jerseyville?

The median household income in Jerseyville is $71,623 per year (2023 ACS 5-year estimates).

What is the sales tax in Jerseyville, IL?

The combined state and local sales tax rate in Jerseyville is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Jerseyville, IL affordable?

Yes, Jerseyville is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

What is the weather like in Jerseyville?

Jerseyville has average high temperatures of 66.6°F and average lows of 45.5°F. Annual precipitation is 39.4". Data from NOAA 1991–2020 Climate Normals.

Jerseyville at a Glance

Population
7,432
Median Income
$71,623
Home Value
$124,200
Median Rent
$826/mo
Unemployment
2.8%
Avg High Temp
66.6°F
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs