Cost of Living in Long Lake, IL

Population 3,219 · Illinois · Data vintage 2023

83
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Long Lake can reasonably expect a home to cost less than three years of household income — $185,000 against $100,824 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. Unemployment has stayed elevated relative to the national figure — 15.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 25 miles northeast of Elgin, Long Lake falls within that metro's commuting orbit. Median home values run roughly 27% lower than Elgin's $252,000.

Cost Overview

Housing 61
Rent 116

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Long Lake

The median home value in Long Lake is $185,400 — 39% below the national median of $305,000. Median rent runs $1,529/month, 16% higher than the national median of $1,314/month. The median household income of $100,824/year is 35% higher than the US median of $74,580. The local unemployment rate is 15.8%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Long Lake has a cost of living index of 83 versus the US average of 100, meaning it is 17% less expensive.

🏠 Housing

Median Home Value
$185,400
39% below avg
Zillow Home Value
$401,939
Zillow ZHVI
Median Rent
$1,529/mo
16% above avg
Price-to-Rent Ratio
10.1x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 70.5%
Renter-occupied 29.5%

💰 Estimated Monthly Budget

Rent median rent
$1,529
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,143/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.4 min
46% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.4%

Commute Mode

Drove alone
71.9%
Carpooled
20.1%
Public transit
2.8%
Bicycle
0.4%
Work from home
4.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$100,824
35% above avg
Per Capita Income
$32,881
Unemployment Rate
15.8%
230% above avg
Poverty Rate
11.6%
Labor Force Participation
76.4%

🎓 Education

Bachelor's degree+ 12.5%
Graduate degree 4.0%

👥 Demographics

Median Age 32.1
Male median age 30.2
Female median age 34.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74.9%
Good air days/yr
179
Max AQI recorded
0
PM2.5 days
243
Ozone days

Frequently Asked Questions

What is the cost of living in Long Lake, IL?

Long Lake has a cost index of 83 (100 = national average). It is 17% below the national average.

What is average rent in Long Lake, IL?

The median gross rent in Long Lake is $1,529 per month based on 2023 Census data.

What is the average home price in Long Lake?

The median home value in Long Lake is $185,400 according to Zillow and Census data.

What is the median income in Long Lake?

The median household income in Long Lake is $100,824 per year (2023 ACS 5-year estimates).

What is the sales tax in Long Lake, IL?

The combined state and local sales tax rate in Long Lake is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Long Lake, IL affordable?

Yes, Long Lake is generally considered affordable, with a cost of living index of 83 — about 17% below the US national average of 100.

Long Lake at a Glance

Population
3,219
Median Income
$100,824
Home Value
$185,400
Median Rent
$1,529/mo
Unemployment
15.8%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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