Cost of Living in Mattoon, IL
Population 16,334 · Illinois · Data vintage 2023
(100 = US avg)
At $47,308, median household incomes in Mattoon land roughly 37% below the US median, a gap that tends to persist across local labor-market indicators. At 8.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Located 70 miles east of Springfield, Mattoon is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 38% lower than Springfield's $155,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Mattoon
The median home value in Mattoon is $96,000 — 69% below the national median of $305,000. Median rent runs $764/month, 42% lower than the national median of $1,314/month. The median household income of $47,308/year is 37% lower than the US median of $74,580. The local unemployment rate is 8.7%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. The climate averages highs of 62.9°F and lows of 44.0°F. Overall, Mattoon has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 40 | 52 | 64 | 74 | 83 | 86 | 84 | 79 | 66 | 51 | 40 |
| Low °F | 20 | 24 | 33 | 43 | 54 | 63 | 66 | 64 | 56 | 45 | 35 | 26 |
| Precip" | 2.04 | 1.81 | 2.22 | 4.14 | 3.86 | 4.72 | 3.96 | 2.42 | 2.85 | 3.11 | 3.03 | 1.84 |
Frequently Asked Questions
What is the cost of living in Mattoon, IL?
Mattoon has a cost index of 42 (100 = national average). It is 58% below the national average.
What is average rent in Mattoon, IL?
The median gross rent in Mattoon is $764 per month based on 2023 Census data.
What is the average home price in Mattoon?
The median home value in Mattoon is $96,000 according to Zillow and Census data.
What is the median income in Mattoon?
The median household income in Mattoon is $47,308 per year (2023 ACS 5-year estimates).
What is the sales tax in Mattoon, IL?
The combined state and local sales tax rate in Mattoon is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Mattoon, IL affordable?
Yes, Mattoon is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.
What is the weather like in Mattoon?
Mattoon has average high temperatures of 62.9°F and average lows of 44.0°F. Annual precipitation is 36". Data from NOAA 1991–2020 Climate Normals.
Mattoon at a Glance
- Population
- 16,334
- Median Income
- $47,308
- Home Value
- $96,000
- Median Rent
- $764/mo
- Unemployment
- 8.7%
- Avg High Temp
- 62.9°F
- Sales Tax
- 8.7%
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