Cost of Living in Shelbyville, IL
Population 4,248 · Illinois · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Shelbyville a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $111,000. The labor market has been unusually tight, with unemployment around 1.8% — below most comparable cities in the state.
Located 50 miles southeast of Springfield, Shelbyville is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 28% lower than Springfield's $155,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Shelbyville
The median home value in Shelbyville is $111,200 — 64% below the national median of $305,000. Median rent runs $724/month, 45% lower than the national median of $1,314/month. The median household income of $54,400/year is 27% lower than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Shelbyville has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.
Shelbyville has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Shelbyville, IL?
Shelbyville has a cost index of 44 (100 = national average). It is 56% below the national average.
What is average rent in Shelbyville, IL?
The median gross rent in Shelbyville is $724 per month based on 2023 Census data.
What is the average home price in Shelbyville?
The median home value in Shelbyville is $111,200 according to Zillow and Census data.
What is the median income in Shelbyville?
The median household income in Shelbyville is $54,400 per year (2023 ACS 5-year estimates).
What is the sales tax in Shelbyville, IL?
The combined state and local sales tax rate in Shelbyville is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Shelbyville, IL affordable?
Yes, Shelbyville is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.
Shelbyville at a Glance
- Population
- 4,248
- Median Income
- $54,400
- Home Value
- $111,200
- Median Rent
- $724/mo
- Unemployment
- 1.8%
- Sales Tax
- 8.7%
Explore county-level cost of living data
Illinois Rankings
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