Cost of Living in Mount Zion, IL

Population 6,076 · Illinois · Data vintage 2023

61
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Mount Zion offers a notably favorable income-to-housing ratio for its region. The typical home — $200,000 — costs less than 1.8 times median household income of $110,786, a threshold many coastal markets passed a decade ago. The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.

Mount Zion is about 40 miles east of Springfield, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 29% higher than Springfield's $155,000.

Cost Overview

Housing 66
Rent 53

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mount Zion

The median home value in Mount Zion is $200,300 — 34% below the national median of $305,000. Median rent runs $696/month, 47% lower than the national median of $1,314/month. The median household income of $110,786/year is 49% higher than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. The climate averages highs of 62.8°F and lows of 43.5°F. Overall, Mount Zion has a cost of living index of 61 versus the US average of 100, meaning it is 39% less expensive.

🏠 Housing

Median Home Value
$200,300
34% below avg
Zillow Home Value
$218,904
Zillow ZHVI
Median Rent
$696/mo
47% below avg
Price-to-Rent Ratio
24.0x
Favors renting
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 84.5%
Renter-occupied 15.6%

💰 Estimated Monthly Budget

Rent median rent
$696
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,310/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.6 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.1%

Commute Mode

Drove alone
91.0%
Carpooled
3.3%
Work from home
5.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$110,786
49% above avg
Per Capita Income
$43,308
Unemployment Rate
2.6%
45% below avg
Poverty Rate
3.5%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 22.3%
Graduate degree 10.9%

👥 Demographics

Median Age 40.1
Male median age 40.2
Female median age 40

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.8°F
Avg Low
43.5°F
Annual Precip
36.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 354052647483868479665140
Low °F 202332425362666355443425
Precip" 1.991.842.513.664.384.383.323.032.983.182.972.12

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
46.8%
Good air days/yr
287
Max AQI recorded
248
PM2.5 days
117
Ozone days

Frequently Asked Questions

What is the cost of living in Mount Zion, IL?

Mount Zion has a cost index of 61 (100 = national average). It is 39% below the national average.

What is average rent in Mount Zion, IL?

The median gross rent in Mount Zion is $696 per month based on 2023 Census data.

What is the average home price in Mount Zion?

The median home value in Mount Zion is $200,300 according to Zillow and Census data.

What is the median income in Mount Zion?

The median household income in Mount Zion is $110,786 per year (2023 ACS 5-year estimates).

What is the sales tax in Mount Zion, IL?

The combined state and local sales tax rate in Mount Zion is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Mount Zion, IL affordable?

Yes, Mount Zion is generally considered affordable, with a cost of living index of 61 — about 39% below the US national average of 100.

What is the weather like in Mount Zion?

Mount Zion has average high temperatures of 62.8°F and average lows of 43.5°F. Annual precipitation is 36.4". Data from NOAA 1991–2020 Climate Normals.

Mount Zion at a Glance

Population
6,076
Median Income
$110,786
Home Value
$200,300
Median Rent
$696/mo
Unemployment
2.6%
Avg High Temp
62.8°F
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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