Cost of Living in Pana, IL

Population 5,277 · Illinois · Data vintage 2023

37
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Pana run well below national norms — a median of $45,083 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $82,000). At 6.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Pana is about 40 miles southeast of Springfield, the nearest large metro. Median home values run roughly 47% lower than Springfield's $155,000.

Cost Overview

Housing 27
Rent 51

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pana

The median home value in Pana is $82,000 — 73% below the national median of $305,000. Median rent runs $670/month, 49% lower than the national median of $1,314/month. The median household income of $45,083/year is 40% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Pana has a cost of living index of 37 versus the US average of 100, meaning it is 63% less expensive.

🏠 Housing

Median Home Value
$82,000
73% below avg
Zillow Home Value
$221,344
Zillow ZHVI
Median Rent
$670/mo
49% below avg
Price-to-Rent Ratio
10.2x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 68.1%
Renter-occupied 31.9%

💰 Estimated Monthly Budget

Rent median rent
$670
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,284/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.6 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.0%

Commute Mode

Drove alone
79.1%
Carpooled
9.1%
Walked
1.7%
Work from home
10.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$45,083
40% below avg
Per Capita Income
$30,611
Unemployment Rate
6.8%
40% above avg
Poverty Rate
14.6%
Labor Force Participation
52.5%

🎓 Education

Bachelor's degree+ 9.8%
Graduate degree 5.5%

👥 Demographics

Median Age 45
Male median age 41.3
Female median age 46.6

Frequently Asked Questions

What is the cost of living in Pana, IL?

Pana has a cost index of 37 (100 = national average). It is 63% below the national average.

What is average rent in Pana, IL?

The median gross rent in Pana is $670 per month based on 2023 Census data.

What is the average home price in Pana?

The median home value in Pana is $82,000 according to Zillow and Census data.

What is the median income in Pana?

The median household income in Pana is $45,083 per year (2023 ACS 5-year estimates).

What is the sales tax in Pana, IL?

The combined state and local sales tax rate in Pana is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Pana, IL affordable?

Yes, Pana is generally considered affordable, with a cost of living index of 37 — about 63% below the US national average of 100.

Pana at a Glance

Population
5,277
Median Income
$45,083
Home Value
$82,000
Median Rent
$670/mo
Unemployment
6.8%
Sales Tax
8.7%
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🗺️ County data for Illinois

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