Cost of Living in Vandalia, IL

Population 6,041 · Illinois · Data vintage 2023

40
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Vandalia's median household income of $43,184 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (22% here). Unemployment has stayed elevated relative to the national figure — 6.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Vandalia is about 65 miles southeast of Springfield, the nearest large metro. Median home values run roughly 43% lower than Springfield's $155,000.

Cost Overview

Housing 29
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Vandalia

The median home value in Vandalia is $88,800 — 71% below the national median of $305,000. Median rent runs $738/month, 44% lower than the national median of $1,314/month. The median household income of $43,184/year is 42% lower than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Vandalia has a cost of living index of 40 versus the US average of 100, meaning it is 60% less expensive.

🏠 Housing

Median Home Value
$88,800
71% below avg
Zillow Home Value
$122,829
Zillow ZHVI
Median Rent
$738/mo
44% below avg
Price-to-Rent Ratio
10.0x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 64.0%
Renter-occupied 36.0%

💰 Estimated Monthly Budget

Rent median rent
$738
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,352/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.7 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.2%

Commute Mode

Drove alone
83.6%
Carpooled
5.7%
Public transit
0.2%
Walked
3.5%
Work from home
5.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$43,184
42% below avg
Per Capita Income
$23,708
Unemployment Rate
6.4%
32% above avg
Poverty Rate
22.1%
Labor Force Participation
42.6%

🎓 Education

Bachelor's degree+ 7.4%
Graduate degree 3.5%

👥 Demographics

Median Age 42.9
Male median age 38.7
Female median age 48.4

Frequently Asked Questions

What is the cost of living in Vandalia, IL?

Vandalia has a cost index of 40 (100 = national average). It is 60% below the national average.

What is average rent in Vandalia, IL?

The median gross rent in Vandalia is $738 per month based on 2023 Census data.

What is the average home price in Vandalia?

The median home value in Vandalia is $88,800 according to Zillow and Census data.

What is the median income in Vandalia?

The median household income in Vandalia is $43,184 per year (2023 ACS 5-year estimates).

What is the sales tax in Vandalia, IL?

The combined state and local sales tax rate in Vandalia is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Vandalia, IL affordable?

Yes, Vandalia is generally considered affordable, with a cost of living index of 40 — about 60% below the US national average of 100.

Vandalia at a Glance

Population
6,041
Median Income
$43,184
Home Value
$88,800
Median Rent
$738/mo
Unemployment
6.4%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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