Cost of Living in Monmouth, IL

Population 8,794 · Illinois · Data vintage 2023

37
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Monmouth sits on the smaller end of the Illinois city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 7.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Monmouth is about 45 miles south of Davenport, the nearest large metro. Median home values run roughly 46% lower than Davenport's $163,000.

Cost Overview

Housing 29
Rent 50

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Monmouth

The median home value in Monmouth is $88,100 — 71% below the national median of $305,000. Median rent runs $652/month, 50% lower than the national median of $1,314/month. The median household income of $59,690/year is 20% lower than the US median of $74,580. The local unemployment rate is 7.2%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Monmouth has a cost of living index of 37 versus the US average of 100, meaning it is 63% less expensive.

🏠 Housing

Median Home Value
$88,100
71% below avg
Zillow Home Value
$107,948
Zillow ZHVI
Median Rent
$652/mo
50% below avg
Price-to-Rent Ratio
11.3x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 71.4%
Renter-occupied 28.6%

💰 Estimated Monthly Budget

Rent median rent
$652
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,266/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.8 min
38% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.8%

Commute Mode

Drove alone
76.0%
Carpooled
9.1%
Public transit
0.8%
Walked
6.6%
Bicycle
0.1%
Work from home
5.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$59,690
20% below avg
Per Capita Income
$29,251
Unemployment Rate
7.2%
49% above avg
Poverty Rate
16.5%
Labor Force Participation
63.0%

🎓 Education

Bachelor's degree+ 11.5%
Graduate degree 7.1%

👥 Demographics

Median Age 35
Male median age 33.8
Female median age 37.8

Frequently Asked Questions

What is the cost of living in Monmouth, IL?

Monmouth has a cost index of 37 (100 = national average). It is 63% below the national average.

What is average rent in Monmouth, IL?

The median gross rent in Monmouth is $652 per month based on 2023 Census data.

What is the average home price in Monmouth?

The median home value in Monmouth is $88,100 according to Zillow and Census data.

What is the median income in Monmouth?

The median household income in Monmouth is $59,690 per year (2023 ACS 5-year estimates).

What is the sales tax in Monmouth, IL?

The combined state and local sales tax rate in Monmouth is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Monmouth, IL affordable?

Yes, Monmouth is generally considered affordable, with a cost of living index of 37 — about 63% below the US national average of 100.

Monmouth at a Glance

Population
8,794
Median Income
$59,690
Home Value
$88,100
Median Rent
$652/mo
Unemployment
7.2%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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