Cost of Living in Galesburg, IL

Population 29,653 · Illinois · Data vintage 2023

40
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $45,213, median household incomes in Galesburg land roughly 39% below the US median, a gap that tends to persist across local labor-market indicators. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Galesburg is about 40 miles west of Peoria, the nearest large metro. Median home values run roughly 40% lower than Peoria's $150,000.

Cost Overview

Housing 29
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Galesburg

The median home value in Galesburg is $89,800 — 71% below the national median of $305,000. Median rent runs $719/month, 45% lower than the national median of $1,314/month. The median household income of $45,213/year is 39% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Galesburg has a cost of living index of 40 versus the US average of 100, meaning it is 60% less expensive.

🏠 Housing

Median Home Value
$89,800
71% below avg
Zillow Home Value
$98,209
Zillow ZHVI
Median Rent
$719/mo
45% below avg
Price-to-Rent Ratio
10.4x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 61.2%
Renter-occupied 38.8%

💰 Estimated Monthly Budget

Rent median rent
$719
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,333/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.7 min
34% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.7%

Commute Mode

Drove alone
75.4%
Carpooled
11.3%
Public transit
0.8%
Walked
5.6%
Bicycle
0.3%
Work from home
5.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$45,213
39% below avg
Per Capita Income
$25,294
Unemployment Rate
4.7%
2% below avg
Poverty Rate
20.7%
Labor Force Participation
49.5%

🎓 Education

Bachelor's degree+ 11.5%
Graduate degree 7.8%

👥 Demographics

Median Age 41.2
Male median age 40.1
Female median age 43.1

Frequently Asked Questions

What is the cost of living in Galesburg, IL?

Galesburg has a cost index of 40 (100 = national average). It is 60% below the national average.

What is average rent in Galesburg, IL?

The median gross rent in Galesburg is $719 per month based on 2023 Census data.

What is the average home price in Galesburg?

The median home value in Galesburg is $89,800 according to Zillow and Census data.

What is the median income in Galesburg?

The median household income in Galesburg is $45,213 per year (2023 ACS 5-year estimates).

What is the sales tax in Galesburg, IL?

The combined state and local sales tax rate in Galesburg is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Galesburg, IL affordable?

Yes, Galesburg is generally considered affordable, with a cost of living index of 40 — about 60% below the US national average of 100.

Galesburg at a Glance

Population
29,653
Median Income
$45,213
Home Value
$89,800
Median Rent
$719/mo
Unemployment
4.7%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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