Cost of Living in Oak Forest, IL

Population 26,888 · Illinois · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Oak Forest cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $248,000, rents near $1,287 a month.

Located 15 miles south of Chicago, Oak Forest falls within that metro's commuting orbit. Median home values run roughly 21% lower than Chicago's $315,000.

Cost Overview

Housing 81
Rent 98

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oak Forest

The median home value in Oak Forest is $247,800 — 19% below the national median of $305,000. Median rent runs $1,287/month, 2% lower than the national median of $1,314/month. The median household income of $87,941/year is 18% higher than the US median of $74,580. The local unemployment rate is 5.2%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Oak Forest has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$247,800
19% below avg
Zillow Home Value
$283,721
Zillow ZHVI
Median Rent
$1,287/mo
2% below avg
Zillow Rent
$1,798/mo
Zillow ZORI
Price-to-Rent Ratio
16.0x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 79.6%
Renter-occupied 20.4%

💰 Estimated Monthly Budget

Rent median rent
$1,287
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,901/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.6 min
28% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.6%

Commute Mode

Drove alone
77.2%
Carpooled
5.0%
Public transit
6.4%
Walked
1.1%
Bicycle
0.2%
Work from home
9.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$87,941
18% above avg
Per Capita Income
$41,268
Unemployment Rate
5.2%
9% above avg
Poverty Rate
5.5%
Labor Force Participation
69.3%

🎓 Education

Bachelor's degree+ 20.6%
Graduate degree 9.5%

👥 Demographics

Median Age 40.3
Male median age 38.3
Female median age 42.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Oak Forest, IL?

Oak Forest has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Oak Forest, IL?

The median gross rent in Oak Forest is $1,287 per month based on 2023 Census data.

What is the average home price in Oak Forest?

The median home value in Oak Forest is $247,800 according to Zillow and Census data.

What is the median income in Oak Forest?

The median household income in Oak Forest is $87,941 per year (2023 ACS 5-year estimates).

What is the sales tax in Oak Forest, IL?

The combined state and local sales tax rate in Oak Forest is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Oak Forest, IL affordable?

Yes, Oak Forest is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.

Oak Forest at a Glance

Population
26,888
Median Income
$87,941
Home Value
$247,800
Median Rent
$1,287/mo
Unemployment
5.2%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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