Cost of Living in Olney, IL

Population 8,864 · Illinois · Data vintage 2023

42
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Olney sits on the smaller end of the Illinois city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 6.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Olney is about 60 miles northwest of Evansville, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 25% lower than Evansville's $129,000.

Cost Overview

Housing 32
Rent 59

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Olney

The median home value in Olney is $96,900 — 68% below the national median of $305,000. Median rent runs $769/month, 41% lower than the national median of $1,314/month. The median household income of $57,997/year is 22% lower than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Olney has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.

🏠 Housing

Median Home Value
$96,900
68% below avg
Zillow Home Value
$136,319
Zillow ZHVI
Median Rent
$769/mo
41% below avg
Price-to-Rent Ratio
10.5x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 65.6%
Renter-occupied 34.4%

💰 Estimated Monthly Budget

Rent median rent
$769
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,383/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.5 min
28% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.7%

Commute Mode

Drove alone
81.4%
Carpooled
8.9%
Walked
2.7%
Bicycle
0.5%
Work from home
5.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$57,997
22% below avg
Per Capita Income
$30,458
Unemployment Rate
6.4%
33% above avg
Poverty Rate
15.4%
Labor Force Participation
60.3%

🎓 Education

Bachelor's degree+ 13.2%
Graduate degree 7.0%

👥 Demographics

Median Age 40.7
Male median age 38
Female median age 42.2

Frequently Asked Questions

What is the cost of living in Olney, IL?

Olney has a cost index of 42 (100 = national average). It is 58% below the national average.

What is average rent in Olney, IL?

The median gross rent in Olney is $769 per month based on 2023 Census data.

What is the average home price in Olney?

The median home value in Olney is $96,900 according to Zillow and Census data.

What is the median income in Olney?

The median household income in Olney is $57,997 per year (2023 ACS 5-year estimates).

What is the sales tax in Olney, IL?

The combined state and local sales tax rate in Olney is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Olney, IL affordable?

Yes, Olney is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.

Olney at a Glance

Population
8,864
Median Income
$57,997
Home Value
$96,900
Median Rent
$769/mo
Unemployment
6.4%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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