Cost of Living in Plainfield, IL

Population 45,705 · Illinois · Data vintage 2023

136
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

One of the defining characteristics of Plainfield is a long average commute — 37 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost.

Located 9 miles northwest of Joliet, Plainfield falls within that metro's commuting orbit. Median home values run roughly 60% higher than Joliet's $249,000.

Cost Overview

Housing 130
Rent 144

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Plainfield

The median home value in Plainfield is $398,000 — 30% above the national median of $305,000. Median rent runs $1,889/month, 44% higher than the national median of $1,314/month. The median household income of $142,265/year is 91% higher than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Plainfield has a cost of living index of 136 versus the US average of 100, meaning it is 36% more expensive.

🏠 Housing

Median Home Value
$398,000
30% above avg
Zillow Home Value
$417,358
Zillow ZHVI
Median Rent
$1,889/mo
44% above avg
Zillow Rent
$2,750/mo
Zillow ZORI
Price-to-Rent Ratio
17.6x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 88.7%
Renter-occupied 11.3%

💰 Estimated Monthly Budget

Rent median rent
$1,889
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,503/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.1 min
37% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.3%

Commute Mode

Drove alone
70.6%
Carpooled
4.5%
Public transit
1.6%
Walked
0.4%
Bicycle
0.1%
Work from home
21.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$142,265
91% above avg
Per Capita Income
$53,675
Unemployment Rate
3.7%
24% below avg
Poverty Rate
4.1%
Labor Force Participation
72.3%

🎓 Education

Bachelor's degree+ 36.0%
Graduate degree 18.9%

👥 Demographics

Median Age 37.3
Male median age 36.3
Female median age 37.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
42.5%
Good air days/yr
246
Max AQI recorded
280
PM2.5 days
85
Ozone days

Frequently Asked Questions

What is the cost of living in Plainfield, IL?

Plainfield has a cost index of 136 (100 = national average). It is 36% above the national average.

What is average rent in Plainfield, IL?

The median gross rent in Plainfield is $1,889 per month based on 2023 Census data.

What is the average home price in Plainfield?

The median home value in Plainfield is $398,000 according to Zillow and Census data.

What is the median income in Plainfield?

The median household income in Plainfield is $142,265 per year (2023 ACS 5-year estimates).

What is the sales tax in Plainfield, IL?

The combined state and local sales tax rate in Plainfield is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Plainfield, IL affordable?

Plainfield is above average in cost of living, with an index of 136 — about 36% higher than the national average.

Plainfield at a Glance

Population
45,705
Median Income
$142,265
Home Value
$398,000
Median Rent
$1,889/mo
Unemployment
3.7%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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