Cost of Living in Pontoon Beach, IL
Population 6,131 · Illinois · Data vintage 2023
(100 = US avg)
Pontoon Beach sits on the smaller end of the Illinois city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 7.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Located 11 miles northeast of St. Louis, Pontoon Beach falls within that metro's commuting orbit. Median home values run roughly 25% lower than St. Louis' $185,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Pontoon Beach
The median home value in Pontoon Beach is $137,900 — 55% below the national median of $305,000. Median rent runs $1,117/month, 15% lower than the national median of $1,314/month. The median household income of $59,375/year is 20% lower than the US median of $74,580. The local unemployment rate is 7.8%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Pontoon Beach has a cost of living index of 61 versus the US average of 100, meaning it is 39% less expensive.
Pontoon Beach has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Pontoon Beach, IL?
Pontoon Beach has a cost index of 61 (100 = national average). It is 39% below the national average.
What is average rent in Pontoon Beach, IL?
The median gross rent in Pontoon Beach is $1,117 per month based on 2023 Census data.
What is the average home price in Pontoon Beach?
The median home value in Pontoon Beach is $137,900 according to Zillow and Census data.
What is the median income in Pontoon Beach?
The median household income in Pontoon Beach is $59,375 per year (2023 ACS 5-year estimates).
What is the sales tax in Pontoon Beach, IL?
The combined state and local sales tax rate in Pontoon Beach is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Pontoon Beach, IL affordable?
Yes, Pontoon Beach is generally considered affordable, with a cost of living index of 61 — about 39% below the US national average of 100.
Pontoon Beach at a Glance
- Population
- 6,131
- Median Income
- $59,375
- Home Value
- $137,900
- Median Rent
- $1,117/mo
- Unemployment
- 7.8%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data
Illinois Rankings
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