Cost of Living in Princeton, IL

Population 7,829 · Illinois · Data vintage 2023

48
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Princeton is a smaller Illinois community of around 8000 residents, where median household incomes of $57,682 and housing costs ($131,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 7.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Princeton is about 45 miles north of Peoria, the nearest large metro. Median home values run roughly 12% lower than Peoria's $150,000.

Cost Overview

Housing 43
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Princeton

The median home value in Princeton is $131,300 — 57% below the national median of $305,000. Median rent runs $739/month, 44% lower than the national median of $1,314/month. The median household income of $57,682/year is 23% lower than the US median of $74,580. The local unemployment rate is 7.7%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Princeton has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.

🏠 Housing

Median Home Value
$131,300
57% below avg
Zillow Home Value
$100,007
Zillow ZHVI
Median Rent
$739/mo
44% below avg
Price-to-Rent Ratio
14.8x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 71.4%
Renter-occupied 28.6%

💰 Estimated Monthly Budget

Rent median rent
$739
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,353/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.6 min
27% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.5%

Commute Mode

Drove alone
69.7%
Carpooled
14.3%
Public transit
0.8%
Walked
4.3%
Bicycle
2.7%
Work from home
6.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$57,682
23% below avg
Per Capita Income
$35,310
Unemployment Rate
7.7%
60% above avg
Poverty Rate
15.8%
Labor Force Participation
59.4%

🎓 Education

Bachelor's degree+ 15.8%
Graduate degree 9.6%

👥 Demographics

Median Age 45.4
Male median age 40.9
Female median age 49.4

Frequently Asked Questions

What is the cost of living in Princeton, IL?

Princeton has a cost index of 48 (100 = national average). It is 52% below the national average.

What is average rent in Princeton, IL?

The median gross rent in Princeton is $739 per month based on 2023 Census data.

What is the average home price in Princeton?

The median home value in Princeton is $131,300 according to Zillow and Census data.

What is the median income in Princeton?

The median household income in Princeton is $57,682 per year (2023 ACS 5-year estimates).

What is the sales tax in Princeton, IL?

The combined state and local sales tax rate in Princeton is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Princeton, IL affordable?

Yes, Princeton is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.

Princeton at a Glance

Population
7,829
Median Income
$57,682
Home Value
$131,300
Median Rent
$739/mo
Unemployment
7.7%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs