Cost of Living in Roselle, IL

Population 22,731 · Illinois · Data vintage 2023

108
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Roselle a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $318,000. At 7.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 13 miles east of Elgin, Roselle falls within that metro's commuting orbit. Median home values run roughly 26% higher than Elgin's $252,000.

Cost Overview

Housing 104
Rent 114

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Roselle

The median home value in Roselle is $318,000 — 4% above the national median of $305,000. Median rent runs $1,496/month, 14% higher than the national median of $1,314/month. The median household income of $109,118/year is 46% higher than the US median of $74,580. The local unemployment rate is 7.7%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Roselle has a cost of living index of 108 versus the US average of 100, meaning it is 8% more expensive.

🏠 Housing

Median Home Value
$318,000
4% above avg
Zillow Home Value
$367,648
Zillow ZHVI
Median Rent
$1,496/mo
14% above avg
Zillow Rent
$2,230/mo
Zillow ZORI
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 79.0%
Renter-occupied 21.0%

💰 Estimated Monthly Budget

Rent median rent
$1,496
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,110/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.8 min
14% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.4%

Commute Mode

Drove alone
76.6%
Carpooled
5.1%
Public transit
2.6%
Walked
0.4%
Bicycle
0.7%
Work from home
14.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$109,118
46% above avg
Per Capita Income
$50,062
Unemployment Rate
7.7%
60% above avg
Poverty Rate
3.6%
Labor Force Participation
70.3%

🎓 Education

Bachelor's degree+ 24.9%
Graduate degree 16.8%

👥 Demographics

Median Age 42.4
Male median age 41.3
Female median age 43.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
40%
Good air days/yr
234
Max AQI recorded
264
PM2.5 days
101
Ozone days

Frequently Asked Questions

What is the cost of living in Roselle, IL?

Roselle has a cost index of 108 (100 = national average). It is 8% above the national average.

What is average rent in Roselle, IL?

The median gross rent in Roselle is $1,496 per month based on 2023 Census data.

What is the average home price in Roselle?

The median home value in Roselle is $318,000 according to Zillow and Census data.

What is the median income in Roselle?

The median household income in Roselle is $109,118 per year (2023 ACS 5-year estimates).

What is the sales tax in Roselle, IL?

The combined state and local sales tax rate in Roselle is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Roselle, IL affordable?

Roselle is near the national average in terms of cost of living, with an index of 108 (100 = US average).