Cost of Living in Savoy, IL

Population 8,807 · Illinois · Data vintage 2023

84
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Savoy sits on the smaller end of the Illinois city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.2% — below most comparable cities in the state.

Located 75 miles east of Springfield, Savoy is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 81% higher than Springfield's $155,000.

Cost Overview

Housing 92
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Savoy

The median home value in Savoy is $280,700 — 8% below the national median of $305,000. Median rent runs $954/month, 27% lower than the national median of $1,314/month. The median household income of $88,828/year is 19% higher than the US median of $74,580. The local unemployment rate is 1.2%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Savoy has a cost of living index of 84 versus the US average of 100, meaning it is 16% less expensive.

🏠 Housing

Median Home Value
$280,700
8% below avg
Zillow Home Value
$174,922
Zillow ZHVI
Median Rent
$954/mo
27% below avg
Zillow Rent
$1,592/mo
Zillow ZORI
Price-to-Rent Ratio
24.5x
Favors renting
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 58.8%
Renter-occupied 41.2%

💰 Estimated Monthly Budget

Rent median rent
$954
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,568/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.2 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.3%

Commute Mode

Drove alone
76.3%
Carpooled
6.1%
Public transit
1.3%
Work from home
16.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$88,828
19% above avg
Per Capita Income
$47,009
Unemployment Rate
1.2%
74% below avg
Poverty Rate
9.1%
Labor Force Participation
63.0%

🎓 Education

Bachelor's degree+ 25.4%
Graduate degree 33.4%

👥 Demographics

Median Age 38.3
Male median age 39.7
Female median age 37.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
53.7%
Good air days/yr
277
Max AQI recorded
215
PM2.5 days
150
Ozone days

Frequently Asked Questions

What is the cost of living in Savoy, IL?

Savoy has a cost index of 84 (100 = national average). It is 16% below the national average.

What is average rent in Savoy, IL?

The median gross rent in Savoy is $954 per month based on 2023 Census data.

What is the average home price in Savoy?

The median home value in Savoy is $280,700 according to Zillow and Census data.

What is the median income in Savoy?

The median household income in Savoy is $88,828 per year (2023 ACS 5-year estimates).

What is the sales tax in Savoy, IL?

The combined state and local sales tax rate in Savoy is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Savoy, IL affordable?

Yes, Savoy is generally considered affordable, with a cost of living index of 84 — about 16% below the US national average of 100.

Savoy at a Glance

Population
8,807
Median Income
$88,828
Home Value
$280,700
Median Rent
$954/mo
Unemployment
1.2%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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