Cost of Living in Sparta, IL

Population 4,070 · Illinois · Data vintage 2023

46
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Sparta stay well under national norms: a median home value of $121,000 against median household incomes of $63,401 gives the city one of the more comfortable price-to-income ratios in Illinois. At 9.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Sparta is about 45 miles southeast of St. Louis, the nearest large metro. Median home values run roughly 35% lower than St. Louis' $185,000.

Cost Overview

Housing 40
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sparta

The median home value in Sparta is $120,500 — 60% below the national median of $305,000. Median rent runs $722/month, 45% lower than the national median of $1,314/month. The median household income of $63,401/year is 15% lower than the US median of $74,580. The local unemployment rate is 9.9%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Sparta has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.

🏠 Housing

Median Home Value
$120,500
60% below avg
Zillow Home Value
$347,095
Zillow ZHVI
Median Rent
$722/mo
45% below avg
Price-to-Rent Ratio
13.9x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 59.5%
Renter-occupied 40.5%

💰 Estimated Monthly Budget

Rent median rent
$722
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,336/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.8 min
12% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.0%

Commute Mode

Drove alone
85.0%
Carpooled
11.0%
Walked
0.4%
Bicycle
0.7%
Work from home
2.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$63,401
15% below avg
Per Capita Income
$33,484
Unemployment Rate
9.9%
105% above avg
Poverty Rate
19.0%
Labor Force Participation
58.2%

🎓 Education

Bachelor's degree+ 12.7%
Graduate degree 7.0%

👥 Demographics

Median Age 40.1
Male median age 38
Female median age 43.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
58.9%
Good air days/yr
156
Max AQI recorded
233
PM2.5 days
132
Ozone days

Frequently Asked Questions

What is the cost of living in Sparta, IL?

Sparta has a cost index of 46 (100 = national average). It is 54% below the national average.

What is average rent in Sparta, IL?

The median gross rent in Sparta is $722 per month based on 2023 Census data.

What is the average home price in Sparta?

The median home value in Sparta is $120,500 according to Zillow and Census data.

What is the median income in Sparta?

The median household income in Sparta is $63,401 per year (2023 ACS 5-year estimates).

What is the sales tax in Sparta, IL?

The combined state and local sales tax rate in Sparta is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Sparta, IL affordable?

Yes, Sparta is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.

Sparta at a Glance

Population
4,070
Median Income
$63,401
Home Value
$120,500
Median Rent
$722/mo
Unemployment
9.9%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs