Cost of Living in Spring Grove, IL

Population 5,866 · Illinois · Data vintage 2023

122
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Spring Grove a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $371,000. At 8.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Spring Grove is about 30 miles north of Elgin, the nearest large metro. Median home values run roughly 47% higher than Elgin's $252,000.

Cost Overview

Housing 122

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Spring Grove

The median home value in Spring Grove is $371,200 — 22% above the national median of $305,000. The median household income of $133,224/year is 79% higher than the US median of $74,580. The local unemployment rate is 8.7%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Spring Grove has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.

🏠 Housing

Median Home Value
$371,200
22% above avg
Zillow Home Value
$687,932
Zillow ZHVI
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 97.0%
Renter-occupied 3.0%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.9 min
37% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.5%

Commute Mode

Drove alone
74.2%
Carpooled
2.4%
Public transit
2.6%
Work from home
19.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$133,224
79% above avg
Per Capita Income
$60,035
Unemployment Rate
8.7%
81% above avg
Poverty Rate
1.0%
Labor Force Participation
63.5%

🎓 Education

Bachelor's degree+ 30.3%
Graduate degree 11.5%

👥 Demographics

Median Age 38.9
Male median age 38.6
Female median age 39.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74.9%
Good air days/yr
179
Max AQI recorded
0
PM2.5 days
243
Ozone days

Frequently Asked Questions

What is the cost of living in Spring Grove, IL?

Spring Grove has a cost index of 122 (100 = national average). It is 22% above the national average.

What is the average home price in Spring Grove?

The median home value in Spring Grove is $371,200 according to Zillow and Census data.

What is the median income in Spring Grove?

The median household income in Spring Grove is $133,224 per year (2023 ACS 5-year estimates).

What is the sales tax in Spring Grove, IL?

The combined state and local sales tax rate in Spring Grove is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Spring Grove, IL affordable?

Spring Grove is above average in cost of living, with an index of 122 — about 22% higher than the national average.