Cost of Living in University Park, IL

Population 7,109 · Illinois · Data vintage 2023

74
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

University Park offers a notably favorable income-to-housing ratio for its region. The typical home — $138,000 — costs less than 2.1 times median household income of $65,580, a threshold many coastal markets passed a decade ago. At 16.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, University Park sits roughly 25 miles east of Joliet. Median home values run roughly 45% lower than Joliet's $249,000.

Cost Overview

Housing 45
Rent 116

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in University Park

The median home value in University Park is $137,800 — 55% below the national median of $305,000. Median rent runs $1,530/month, 16% higher than the national median of $1,314/month. The median household income of $65,580/year is 12% lower than the US median of $74,580. The local unemployment rate is 16.2%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, University Park has a cost of living index of 74 versus the US average of 100, meaning it is 26% less expensive.

🏠 Housing

Median Home Value
$137,800
55% below avg
Zillow Home Value
$185,880
Zillow ZHVI
Median Rent
$1,530/mo
16% above avg
Price-to-Rent Ratio
7.5x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 61.0%
Renter-occupied 39.0%

💰 Estimated Monthly Budget

Rent median rent
$1,530
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,144/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.8 min
36% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.9%

Commute Mode

Drove alone
70.8%
Carpooled
7.7%
Public transit
4.7%
Walked
1.2%
Work from home
6.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$65,580
12% below avg
Per Capita Income
$25,435
Unemployment Rate
16.2%
237% above avg
Poverty Rate
14.5%
Labor Force Participation
66.3%

🎓 Education

Bachelor's degree+ 14.9%
Graduate degree 9.5%

👥 Demographics

Median Age 32.4
Male median age 28
Female median age 34.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
42.5%
Good air days/yr
246
Max AQI recorded
280
PM2.5 days
85
Ozone days

Frequently Asked Questions

What is the cost of living in University Park, IL?

University Park has a cost index of 74 (100 = national average). It is 26% below the national average.

What is average rent in University Park, IL?

The median gross rent in University Park is $1,530 per month based on 2023 Census data.

What is the average home price in University Park?

The median home value in University Park is $137,800 according to Zillow and Census data.

What is the median income in University Park?

The median household income in University Park is $65,580 per year (2023 ACS 5-year estimates).

What is the sales tax in University Park, IL?

The combined state and local sales tax rate in University Park is 8.7%. The Illinois state income tax top rate is 5.0%.

Is University Park, IL affordable?

Yes, University Park is generally considered affordable, with a cost of living index of 74 — about 26% below the US national average of 100.

University Park at a Glance

Population
7,109
Median Income
$65,580
Home Value
$137,800
Median Rent
$1,530/mo
Unemployment
16.2%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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