Cost of Living in Washington, IL

Population 15,946 · Illinois · Data vintage 2023

76
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Washington offers a notably favorable income-to-housing ratio for its region. The typical home — $217,000 — costs less than 2.4 times median household income of $91,360, a threshold many coastal markets passed a decade ago. The labor market has been unusually tight, with unemployment around 1.2% — below most comparable cities in the state.

Located 10 miles east of Peoria, Washington falls within that metro's commuting orbit. Median home values run roughly 45% higher than Peoria's $150,000.

Cost Overview

Housing 71
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Washington

The median home value in Washington is $216,700 — 29% below the national median of $305,000. Median rent runs $1,087/month, 17% lower than the national median of $1,314/month. The median household income of $91,360/year is 22% higher than the US median of $74,580. The local unemployment rate is 1.2%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Washington has a cost of living index of 76 versus the US average of 100, meaning it is 24% less expensive.

🏠 Housing

Median Home Value
$216,700
29% below avg
Zillow Home Value
$223,316
Zillow ZHVI
Median Rent
$1,087/mo
17% below avg
Zillow Rent
$1,670/mo
Zillow ZORI
Price-to-Rent Ratio
16.6x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 80.0%
Renter-occupied 20.0%

💰 Estimated Monthly Budget

Rent median rent
$1,087
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,701/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.0 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.4%

Commute Mode

Drove alone
79.7%
Carpooled
5.0%
Walked
2.0%
Bicycle
0.2%
Work from home
12.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$91,360
22% above avg
Per Capita Income
$42,060
Unemployment Rate
1.2%
74% below avg
Poverty Rate
4.8%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 28.5%
Graduate degree 15.4%

👥 Demographics

Median Age 37.3
Male median age 36.5
Female median age 38.5

Frequently Asked Questions

What is the cost of living in Washington, IL?

Washington has a cost index of 76 (100 = national average). It is 24% below the national average.

What is average rent in Washington, IL?

The median gross rent in Washington is $1,087 per month based on 2023 Census data.

What is the average home price in Washington?

The median home value in Washington is $216,700 according to Zillow and Census data.

What is the median income in Washington?

The median household income in Washington is $91,360 per year (2023 ACS 5-year estimates).

What is the sales tax in Washington, IL?

The combined state and local sales tax rate in Washington is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Washington, IL affordable?

Yes, Washington is generally considered affordable, with a cost of living index of 76 — about 24% below the US national average of 100.

Washington at a Glance

Population
15,946
Median Income
$91,360
Home Value
$216,700
Median Rent
$1,087/mo
Unemployment
1.2%
Sales Tax
8.7%
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Explore county-level cost of living data

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