Cost of Living in Watseka, IL

Population 4,630 · Illinois · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Watseka's median household income of $42,794 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (26% here). At 6.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Watseka is about 55 miles southeast of Joliet, the nearest large metro. Median home values run roughly 58% lower than Joliet's $249,000.

Cost Overview

Housing 34
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Watseka

The median home value in Watseka is $104,400 — 66% below the national median of $305,000. Median rent runs $815/month, 38% lower than the national median of $1,314/month. The median household income of $42,794/year is 43% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Watseka has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$104,400
66% below avg
Zillow Home Value
$194,840
Zillow ZHVI
Median Rent
$815/mo
38% below avg
Price-to-Rent Ratio
10.7x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 63.0%
Renter-occupied 37.0%

💰 Estimated Monthly Budget

Rent median rent
$815
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,429/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.7 min
31% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.0%

Commute Mode

Drove alone
80.1%
Carpooled
13.1%
Public transit
1.1%
Walked
2.0%
Bicycle
0.5%
Work from home
3.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$42,794
43% below avg
Per Capita Income
$26,119
Unemployment Rate
6.8%
40% above avg
Poverty Rate
25.5%
Labor Force Participation
52.8%

🎓 Education

Bachelor's degree+ 8.3%
Graduate degree 2.9%

👥 Demographics

Median Age 46.4
Male median age 34.6
Female median age 52.9

Frequently Asked Questions

What is the cost of living in Watseka, IL?

Watseka has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in Watseka, IL?

The median gross rent in Watseka is $815 per month based on 2023 Census data.

What is the average home price in Watseka?

The median home value in Watseka is $104,400 according to Zillow and Census data.

What is the median income in Watseka?

The median household income in Watseka is $42,794 per year (2023 ACS 5-year estimates).

What is the sales tax in Watseka, IL?

The combined state and local sales tax rate in Watseka is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Watseka, IL affordable?

Yes, Watseka is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

Watseka at a Glance

Population
4,630
Median Income
$42,794
Home Value
$104,400
Median Rent
$815/mo
Unemployment
6.8%
Sales Tax
8.7%
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