Cost of Living in Zion, IL

Population 24,466 · Illinois · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Zion is a smaller Illinois community of around 24000 residents, where median household incomes of $62,574 and housing costs ($179,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 40 miles northeast of Elgin, Zion falls within that metro's commuting orbit. Median home values run roughly 29% lower than Elgin's $252,000.

Cost Overview

Housing 59
Rent 87

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Zion

The median home value in Zion is $179,100 — 41% below the national median of $305,000. Median rent runs $1,139/month, 13% lower than the national median of $1,314/month. The median household income of $62,574/year is 16% lower than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. The climate averages highs of 57.2°F and lows of 39.3°F. Overall, Zion has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$179,100
41% below avg
Zillow Home Value
$238,065
Zillow ZHVI
Median Rent
$1,139/mo
13% below avg
Zillow Rent
$1,360/mo
Zillow ZORI
Price-to-Rent Ratio
13.1x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 56.0%
Renter-occupied 44.0%

💰 Estimated Monthly Budget

Rent median rent
$1,139
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,753/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.4 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.7%

Commute Mode

Drove alone
73.5%
Carpooled
12.9%
Public transit
1.5%
Walked
1.6%
Bicycle
0.3%
Work from home
6.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$62,574
16% below avg
Per Capita Income
$32,342
Unemployment Rate
6.7%
39% above avg
Poverty Rate
16.5%
Labor Force Participation
70.0%

🎓 Education

Bachelor's degree+ 11.2%
Graduate degree 5.0%

👥 Demographics

Median Age 34
Male median age 32.1
Female median age 35.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.2°F
Avg Low
39.3°F
Annual Precip
35.3"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313444566777818073614836
Low °F 161827364656626154433122
Precip" 1.411.522.223.773.924.453.483.593.573.252.261.86

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74.9%
Good air days/yr
179
Max AQI recorded
0
PM2.5 days
243
Ozone days

Frequently Asked Questions

What is the cost of living in Zion, IL?

Zion has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Zion, IL?

The median gross rent in Zion is $1,139 per month based on 2023 Census data.

What is the average home price in Zion?

The median home value in Zion is $179,100 according to Zillow and Census data.

What is the median income in Zion?

The median household income in Zion is $62,574 per year (2023 ACS 5-year estimates).

What is the sales tax in Zion, IL?

The combined state and local sales tax rate in Zion is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Zion, IL affordable?

Yes, Zion is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

What is the weather like in Zion?

Zion has average high temperatures of 57.2°F and average lows of 39.3°F. Annual precipitation is 35.3". Data from NOAA 1991–2020 Climate Normals.

Zion at a Glance

Population
24,466
Median Income
$62,574
Home Value
$179,100
Median Rent
$1,139/mo
Unemployment
6.7%
Avg High Temp
57.2°F
Sales Tax
8.7%
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