Cost of Living in Winthrop Harbor, IL
Population 6,663 · Illinois · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Winthrop Harbor a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $239,000. At 12.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Located 40 miles northeast of Elgin, Winthrop Harbor falls within that metro's commuting orbit. Housing prices track closely with Elgin's $252,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Winthrop Harbor
The median home value in Winthrop Harbor is $238,800 — 22% below the national median of $305,000. Median rent runs $1,262/month, 4% lower than the national median of $1,314/month. The median household income of $94,221/year is 26% higher than the US median of $74,580. The local unemployment rate is 12.9%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. The climate averages highs of 57.2°F and lows of 39.3°F. Overall, Winthrop Harbor has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.
Winthrop Harbor has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 31 | 34 | 44 | 56 | 67 | 77 | 81 | 80 | 73 | 61 | 48 | 36 |
| Low °F | 16 | 18 | 27 | 36 | 46 | 56 | 62 | 61 | 54 | 43 | 31 | 22 |
| Precip" | 1.41 | 1.52 | 2.22 | 3.77 | 3.92 | 4.45 | 3.48 | 3.59 | 3.57 | 3.25 | 2.26 | 1.86 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Winthrop Harbor, IL?
Winthrop Harbor has a cost index of 85 (100 = national average). It is 15% below the national average.
What is average rent in Winthrop Harbor, IL?
The median gross rent in Winthrop Harbor is $1,262 per month based on 2023 Census data.
What is the average home price in Winthrop Harbor?
The median home value in Winthrop Harbor is $238,800 according to Zillow and Census data.
What is the median income in Winthrop Harbor?
The median household income in Winthrop Harbor is $94,221 per year (2023 ACS 5-year estimates).
What is the sales tax in Winthrop Harbor, IL?
The combined state and local sales tax rate in Winthrop Harbor is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Winthrop Harbor, IL affordable?
Yes, Winthrop Harbor is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.
What is the weather like in Winthrop Harbor?
Winthrop Harbor has average high temperatures of 57.2°F and average lows of 39.3°F. Annual precipitation is 35.3". Data from NOAA 1991–2020 Climate Normals.
Winthrop Harbor at a Glance
- Population
- 6,663
- Median Income
- $94,221
- Home Value
- $238,800
- Median Rent
- $1,262/mo
- Unemployment
- 12.9%
- Avg High Temp
- 57.2°F
- Sales Tax
- 8.7%
Explore county-level cost of living data
Illinois Rankings
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