Cost of Living in Cumberland, IN
Population 6,154 · Indiana · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Cumberland a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $241,000.
Cumberland sits roughly 11 miles east of Indianapolis city (balance) — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 17% higher than Indianapolis city (balance)'s $207,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cumberland
The median home value in Cumberland is $241,200 — 21% below the national median of $305,000. Median rent runs $990/month, 25% lower than the national median of $1,314/month. The median household income of $84,167/year is 13% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Cumberland has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.
Cumberland has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Cumberland, IN?
Cumberland has a cost index of 78 (100 = national average). It is 22% below the national average.
What is average rent in Cumberland, IN?
The median gross rent in Cumberland is $990 per month based on 2023 Census data.
What is the average home price in Cumberland?
The median home value in Cumberland is $241,200 according to Zillow and Census data.
What is the median income in Cumberland?
The median household income in Cumberland is $84,167 per year (2023 ACS 5-year estimates).
What is the sales tax in Cumberland, IN?
The combined state and local sales tax rate in Cumberland is 7.0%. The Indiana state income tax top rate is 3.0%.
Is Cumberland, IN affordable?
Yes, Cumberland is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.
Cumberland at a Glance
- Population
- 6,154
- Median Income
- $84,167
- Home Value
- $241,200
- Median Rent
- $990/mo
- Unemployment
- 4.4%
- Sales Tax
- 7.0%
Nearby Cities
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Indiana Rankings
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