Cost of Living in McCordsville, IN

Population 9,700 · Indiana · Data vintage 2023

98
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives McCordsville a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $328,000. The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.

McCordsville sits roughly 5 miles southeast of Fishers — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 11% lower than Fishers' $370,000.

Cost Overview

Housing 108
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in McCordsville

The median home value in McCordsville is $327,900 — 8% above the national median of $305,000. Median rent runs $1,085/month, 17% lower than the national median of $1,314/month. The median household income of $113,495/year is 52% higher than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, McCordsville has a cost of living index of 98 versus the US average of 100, meaning it is 2% less expensive.

🏠 Housing

Median Home Value
$327,900
8% above avg
Zillow Home Value
$375,372
Zillow ZHVI
Median Rent
$1,085/mo
17% below avg
Zillow Rent
$2,261/mo
Zillow ZORI
Price-to-Rent Ratio
25.2x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 89.6%
Renter-occupied 10.4%

💰 Estimated Monthly Budget

Rent median rent
$1,085
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,699/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.0 min
33% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
26.6%

Commute Mode

Drove alone
63.8%
Carpooled
5.6%
Walked
3.5%
Work from home
26.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$113,495
52% above avg
Per Capita Income
$56,560
Unemployment Rate
2.6%
47% below avg
Poverty Rate
1.7%
Labor Force Participation
78.1%

🎓 Education

Bachelor's degree+ 43.3%
Graduate degree 13.6%

👥 Demographics

Median Age 35.3
Male median age 36.5
Female median age 33.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
60.4%
Good air days/yr
190
Max AQI recorded
196
PM2.5 days
168
Ozone days

Frequently Asked Questions

What is the cost of living in McCordsville, IN?

McCordsville has a cost index of 98 (100 = national average). It is 2% below the national average.

What is average rent in McCordsville, IN?

The median gross rent in McCordsville is $1,085 per month based on 2023 Census data.

What is the average home price in McCordsville?

The median home value in McCordsville is $327,900 according to Zillow and Census data.

What is the median income in McCordsville?

The median household income in McCordsville is $113,495 per year (2023 ACS 5-year estimates).

What is the sales tax in McCordsville, IN?

The combined state and local sales tax rate in McCordsville is 7.0%. The Indiana state income tax top rate is 3.0%.

Is McCordsville, IN affordable?

McCordsville is near the national average in terms of cost of living, with an index of 98 (100 = US average).

McCordsville at a Glance

Population
9,700
Median Income
$113,495
Home Value
$327,900
Median Rent
$1,085/mo
Unemployment
2.6%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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