Cost of Living in Greenfield, IN

Population 24,308 · Indiana · Data vintage 2023

75
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Greenfield offers a notably favorable income-to-housing ratio for its region. The typical home — $206,000 — costs less than 2.7 times median household income of $74,949, a threshold many coastal markets passed a decade ago. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.

Greenfield sits roughly 15 miles southeast of Fishers — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 44% lower than Fishers' $370,000.

Cost Overview

Housing 67
Rent 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Greenfield

The median home value in Greenfield is $205,800 — 33% below the national median of $305,000. Median rent runs $1,128/month, 14% lower than the national median of $1,314/month. The median household income of $74,949/year is equal to than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Greenfield has a cost of living index of 75 versus the US average of 100, meaning it is 25% less expensive.

🏠 Housing

Median Home Value
$205,800
33% below avg
Zillow Home Value
$282,333
Zillow ZHVI
Median Rent
$1,128/mo
14% below avg
Zillow Rent
$1,566/mo
Zillow ZORI
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 61.7%
Renter-occupied 38.3%

💰 Estimated Monthly Budget

Rent median rent
$1,128
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,742/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.0 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
80.5%
Carpooled
6.9%
Walked
1.1%
Bicycle
0.0%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$74,949
0% below avg
Per Capita Income
$38,004
Unemployment Rate
2.8%
43% below avg
Poverty Rate
4.3%
Labor Force Participation
66.6%

🎓 Education

Bachelor's degree+ 15.8%
Graduate degree 9.4%

👥 Demographics

Median Age 38.1
Male median age 35.8
Female median age 40.1

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
17.4:1
Student-teacher ratio
8
Public schools
4,498
Total enrollment

Frequently Asked Questions

What is the cost of living in Greenfield, IN?

Greenfield has a cost index of 75 (100 = national average). It is 25% below the national average.

What is average rent in Greenfield, IN?

The median gross rent in Greenfield is $1,128 per month based on 2023 Census data.

What is the average home price in Greenfield?

The median home value in Greenfield is $205,800 according to Zillow and Census data.

What is the median income in Greenfield?

The median household income in Greenfield is $74,949 per year (2023 ACS 5-year estimates).

What is the sales tax in Greenfield, IN?

The combined state and local sales tax rate in Greenfield is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Greenfield, IN affordable?

Yes, Greenfield is generally considered affordable, with a cost of living index of 75 — about 25% below the US national average of 100.

Greenfield at a Glance

Population
24,308
Median Income
$74,949
Home Value
$205,800
Median Rent
$1,128/mo
Unemployment
2.8%
Sales Tax
7.0%
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Explore county-level cost of living data

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