Cost of Living in Mount Vernon, IN

Population 6,431 · Indiana · Data vintage 2023

54
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Mount Vernon sits on the smaller end of the Indiana city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Mount Vernon sits roughly 20 miles west of Evansville. Median home values run roughly 27% higher than Evansville's $129,000.

Cost Overview

Housing 54
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mount Vernon

The median home value in Mount Vernon is $164,200 — 46% below the national median of $305,000. Median rent runs $726/month, 45% lower than the national median of $1,314/month. The median household income of $61,527/year is 18% lower than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Mount Vernon has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.

🏠 Housing

Median Home Value
$164,200
46% below avg
Zillow Home Value
$216,684
Zillow ZHVI
Median Rent
$726/mo
45% below avg
Price-to-Rent Ratio
18.8x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 66.3%
Renter-occupied 33.7%

💰 Estimated Monthly Budget

Rent median rent
$726
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,340/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.5 min
28% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.6%

Commute Mode

Drove alone
86.5%
Carpooled
5.7%
Walked
2.7%
Bicycle
1.2%
Work from home
3.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$61,527
18% below avg
Per Capita Income
$35,341
Unemployment Rate
6.0%
25% above avg
Poverty Rate
12.8%
Labor Force Participation
59.4%

🎓 Education

Bachelor's degree+ 12.6%
Graduate degree 7.7%

👥 Demographics

Median Age 40.6
Male median age 39.1
Female median age 41.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
85.9%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
354
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15.3:1
Student-teacher ratio
5
Public schools
2,032
Total enrollment

Frequently Asked Questions

What is the cost of living in Mount Vernon, IN?

Mount Vernon has a cost index of 54 (100 = national average). It is 46% below the national average.

What is average rent in Mount Vernon, IN?

The median gross rent in Mount Vernon is $726 per month based on 2023 Census data.

What is the average home price in Mount Vernon?

The median home value in Mount Vernon is $164,200 according to Zillow and Census data.

What is the median income in Mount Vernon?

The median household income in Mount Vernon is $61,527 per year (2023 ACS 5-year estimates).

What is the sales tax in Mount Vernon, IN?

The combined state and local sales tax rate in Mount Vernon is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Mount Vernon, IN affordable?

Yes, Mount Vernon is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.

Mount Vernon at a Glance

Population
6,431
Median Income
$61,527
Home Value
$164,200
Median Rent
$726/mo
Unemployment
6.0%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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