Cost of Living in Rensselaer, IN

Population 5,369 · Indiana · Data vintage 2023

56
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rensselaer is a smaller Indiana community of around 5000 residents, where median household incomes of $61,648 and housing costs ($149,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 65 miles southeast of Joliet, Rensselaer is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 40% lower than Joliet's $249,000.

Cost Overview

Housing 49
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rensselaer

The median home value in Rensselaer is $149,100 — 51% below the national median of $305,000. Median rent runs $868/month, 34% lower than the national median of $1,314/month. The median household income of $61,648/year is 17% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Rensselaer has a cost of living index of 56 versus the US average of 100, meaning it is 44% less expensive.

🏠 Housing

Median Home Value
$149,100
51% below avg
Zillow Home Value
$237,863
Zillow ZHVI
Median Rent
$868/mo
34% below avg
Price-to-Rent Ratio
14.3x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 66.7%
Renter-occupied 33.4%

💰 Estimated Monthly Budget

Rent median rent
$868
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,482/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.2 min
25% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.2%

Commute Mode

Drove alone
81.0%
Carpooled
14.0%
Public transit
0.8%
Walked
1.1%
Work from home
3.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$61,648
17% below avg
Per Capita Income
$31,288
Unemployment Rate
3.4%
30% below avg
Poverty Rate
7.5%
Labor Force Participation
67.4%

🎓 Education

Bachelor's degree+ 9.6%
Graduate degree 8.1%

👥 Demographics

Median Age 36.4
Male median age 36.8
Female median age 35.3

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
15.2:1
Student-teacher ratio
4
Public schools
1,598
Total enrollment

Frequently Asked Questions

What is the cost of living in Rensselaer, IN?

Rensselaer has a cost index of 56 (100 = national average). It is 44% below the national average.

What is average rent in Rensselaer, IN?

The median gross rent in Rensselaer is $868 per month based on 2023 Census data.

What is the average home price in Rensselaer?

The median home value in Rensselaer is $149,100 according to Zillow and Census data.

What is the median income in Rensselaer?

The median household income in Rensselaer is $61,648 per year (2023 ACS 5-year estimates).

What is the sales tax in Rensselaer, IN?

The combined state and local sales tax rate in Rensselaer is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Rensselaer, IN affordable?

Yes, Rensselaer is generally considered affordable, with a cost of living index of 56 — about 44% below the US national average of 100.

Rensselaer at a Glance

Population
5,369
Median Income
$61,648
Home Value
$149,100
Median Rent
$868/mo
Unemployment
3.4%
Sales Tax
7.0%
View all cities in Indiana →
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Explore county-level cost of living data

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