Cost of Living in Lowell, IN

Population 10,911 · Indiana · Data vintage 2023

84
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lowell sits on the smaller end of the Indiana city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Lowell is about 40 miles southeast of Chicago, the nearest large metro. Median home values run roughly 25% lower than Chicago's $315,000.

Cost Overview

Housing 78
Rent 93

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lowell

The median home value in Lowell is $236,900 — 22% below the national median of $305,000. Median rent runs $1,222/month, 7% lower than the national median of $1,314/month. The median household income of $83,125/year is 11% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Lowell has a cost of living index of 84 versus the US average of 100, meaning it is 16% less expensive.

🏠 Housing

Median Home Value
$236,900
22% below avg
Zillow Home Value
$325,079
Zillow ZHVI
Median Rent
$1,222/mo
7% below avg
Price-to-Rent Ratio
16.2x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 85.7%
Renter-occupied 14.3%

💰 Estimated Monthly Budget

Rent median rent
$1,222
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,836/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.5 min
35% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.7%

Commute Mode

Drove alone
82.8%
Carpooled
7.8%
Walked
1.1%
Work from home
7.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$83,125
11% above avg
Per Capita Income
$37,335
Unemployment Rate
5.5%
15% above avg
Poverty Rate
5.2%
Labor Force Participation
65.7%

🎓 Education

Bachelor's degree+ 13.9%
Graduate degree 8.1%

👥 Demographics

Median Age 39.1
Male median age 39.1
Female median age 39.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
34.2%
Good air days/yr
215
Max AQI recorded
294
PM2.5 days
69
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
20.1:1
Student-teacher ratio
5
Public schools
3,258
Total enrollment

Frequently Asked Questions

What is the cost of living in Lowell, IN?

Lowell has a cost index of 84 (100 = national average). It is 16% below the national average.

What is average rent in Lowell, IN?

The median gross rent in Lowell is $1,222 per month based on 2023 Census data.

What is the average home price in Lowell?

The median home value in Lowell is $236,900 according to Zillow and Census data.

What is the median income in Lowell?

The median household income in Lowell is $83,125 per year (2023 ACS 5-year estimates).

What is the sales tax in Lowell, IN?

The combined state and local sales tax rate in Lowell is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Lowell, IN affordable?

Yes, Lowell is generally considered affordable, with a cost of living index of 84 — about 16% below the US national average of 100.

Lowell at a Glance

Population
10,911
Median Income
$83,125
Home Value
$236,900
Median Rent
$1,222/mo
Unemployment
5.5%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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