Cost of Living in Clay Center, KS

Population 4,148 · Kansas · Data vintage 2023

55
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Clay Center a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $134,000. The labor market has been unusually tight, with unemployment around 1.6% — below most comparable cities in the state.

Clay Center lies roughly 80 miles west of the nearest major metro, Topeka — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Topeka's $131,000 median.

Cost Overview

Housing 44
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clay Center

The median home value in Clay Center is $133,600 — 56% below the national median of $305,000. Median rent runs $950/month, 28% lower than the national median of $1,314/month. The median household income of $56,422/year is 24% lower than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Kansas's top state income tax rate is 5.7% and the combined sales tax is 8.6%. Overall, Clay Center has a cost of living index of 55 versus the US average of 100, meaning it is 45% less expensive.

🏠 Housing

Median Home Value
$133,600
56% below avg
Zillow Home Value
$293,937
Zillow ZHVI
Median Rent
$950/mo
28% below avg
Price-to-Rent Ratio
11.7x
Favors buying
Property Tax Rate
1.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$625
1 BR
$695
2 BR
$872
3 BR
$1,158
4 BR
$1,257
Owner-occupied 60.0%
Renter-occupied 40.0%

💰 Estimated Monthly Budget

Rent median rent
$950
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,564/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.5 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.6%

Commute Mode

Drove alone
84.2%
Carpooled
6.8%
Walked
0.9%
Work from home
6.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 8.6%
State rate 6.5%
Avg local rate 2.1%
Property Tax 1.4%

💼 Income & Employment

Median Household Income
$56,422
24% below avg
Per Capita Income
$30,328
Unemployment Rate
1.6%
66% below avg
Poverty Rate
11.5%
Labor Force Participation
49.8%

🎓 Education

Bachelor's degree+ 11.0%
Graduate degree 6.5%

👥 Demographics

Median Age 42.1
Male median age 37.9
Female median age 45.6

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
11.7:1
Student-teacher ratio
6
Public schools
1,330
Total enrollment

Frequently Asked Questions

What is the cost of living in Clay Center, KS?

Clay Center has a cost index of 55 (100 = national average). It is 45% below the national average.

What is average rent in Clay Center, KS?

The median gross rent in Clay Center is $950 per month based on 2023 Census data.

What is the average home price in Clay Center?

The median home value in Clay Center is $133,600 according to Zillow and Census data.

What is the median income in Clay Center?

The median household income in Clay Center is $56,422 per year (2023 ACS 5-year estimates).

What is the sales tax in Clay Center, KS?

The combined state and local sales tax rate in Clay Center is 8.6%. The Kansas state income tax top rate is 5.7%.

Is Clay Center, KS affordable?

Yes, Clay Center is generally considered affordable, with a cost of living index of 55 — about 45% below the US national average of 100.

Clay Center at a Glance

Population
4,148
Median Income
$56,422
Home Value
$133,600
Median Rent
$950/mo
Unemployment
1.6%
Sales Tax
8.6%
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