Cost of Living in Concordia, KS

Population 5,067 · Kansas · Data vintage 2023

40
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Concordia is a smaller Kansas community of around 5000 residents, where median household incomes of $50,213 and housing costs ($96,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 100 miles southwest of Lincoln, Concordia is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 61% lower than Lincoln's $248,000.

Cost Overview

Housing 32
Rent 53

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Concordia

The median home value in Concordia is $96,100 — 68% below the national median of $305,000. Median rent runs $698/month, 47% lower than the national median of $1,314/month. The median household income of $50,213/year is 33% lower than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. Kansas's top state income tax rate is 5.7% and the combined sales tax is 8.6%. The climate averages highs of 65.3°F and lows of 42.9°F, with about 19.3" of annual snowfall. Overall, Concordia has a cost of living index of 40 versus the US average of 100, meaning it is 60% less expensive.

🏠 Housing

Median Home Value
$96,100
68% below avg
Zillow Home Value
$227,125
Zillow ZHVI
Median Rent
$698/mo
47% below avg
Price-to-Rent Ratio
11.5x
Favors buying
Property Tax Rate
1.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$625
1 BR
$695
2 BR
$872
3 BR
$1,158
4 BR
$1,257
Owner-occupied 65.7%
Renter-occupied 34.3%

💰 Estimated Monthly Budget

Rent median rent
$698
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,312/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.0 min
44% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.9%

Commute Mode

Drove alone
83.3%
Carpooled
6.3%
Public transit
0.5%
Walked
4.0%
Bicycle
0.8%
Work from home
3.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 8.6%
State rate 6.5%
Avg local rate 2.1%
Property Tax 1.4%

💼 Income & Employment

Median Household Income
$50,213
33% below avg
Per Capita Income
$26,142
Unemployment Rate
6.0%
25% above avg
Poverty Rate
13.2%
Labor Force Participation
60.3%

🎓 Education

Bachelor's degree+ 12.7%
Graduate degree 7.8%

👥 Demographics

Median Age 36.5
Male median age 35.1
Female median age 40.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.3°F
Avg Low
42.9°F
Annual Precip
28.4"
Annual Snowfall
19.3"
10° 33° 55° 78° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394455657586908880685341
Low °F 192232415263676557443122
Precip" 0.670.861.532.534.343.834.153.492.801.981.161.04
Snow" 5.45.21.60.40.00.00.00.00.00.31.94.5

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
10.9:1
Student-teacher ratio
3
Public schools
1,114
Total enrollment

Frequently Asked Questions

What is the cost of living in Concordia, KS?

Concordia has a cost index of 40 (100 = national average). It is 60% below the national average.

What is average rent in Concordia, KS?

The median gross rent in Concordia is $698 per month based on 2023 Census data.

What is the average home price in Concordia?

The median home value in Concordia is $96,100 according to Zillow and Census data.

What is the median income in Concordia?

The median household income in Concordia is $50,213 per year (2023 ACS 5-year estimates).

What is the sales tax in Concordia, KS?

The combined state and local sales tax rate in Concordia is 8.6%. The Kansas state income tax top rate is 5.7%.

Is Concordia, KS affordable?

Yes, Concordia is generally considered affordable, with a cost of living index of 40 — about 60% below the US national average of 100.

What is the weather like in Concordia?

Concordia has average high temperatures of 65.3°F and average lows of 42.9°F. Annual precipitation is 28.4". Average annual snowfall is 19.3". Data from NOAA 1991–2020 Climate Normals.

Concordia at a Glance

Population
5,067
Median Income
$50,213
Home Value
$96,100
Median Rent
$698/mo
Unemployment
6.0%
Avg High Temp
65.3°F
Sales Tax
8.6%
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