Cost of Living in Colby, KS

Population 5,389 · Kansas · Data vintage 2023

52
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Colby stay well under national norms: a median home value of $151,000 against median household incomes of $66,731 gives the city one of the more comfortable price-to-income ratios in Kansas. An unemployment rate of 0.0% points to a labor market well on the tight side of the national distribution.

Located 195 miles east of Aurora, Colby is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 66% lower than Aurora's $445,000.

Cost Overview

Housing 49
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Colby

The median home value in Colby is $150,700 — 51% below the national median of $305,000. Median rent runs $736/month, 44% lower than the national median of $1,314/month. The median household income of $66,731/year is 11% lower than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. Kansas's top state income tax rate is 5.7% and the combined sales tax is 8.6%. Overall, Colby has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.

🏠 Housing

Median Home Value
$150,700
51% below avg
Zillow Home Value
$285,718
Zillow ZHVI
Median Rent
$736/mo
44% below avg
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
1.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$625
1 BR
$695
2 BR
$872
3 BR
$1,158
4 BR
$1,257
Owner-occupied 69.6%
Renter-occupied 30.4%

💰 Estimated Monthly Budget

Rent median rent
$736
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,350/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
11.5 min
57% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
80.9%
Carpooled
6.6%
Walked
3.4%
Bicycle
0.4%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 8.6%
State rate 6.5%
Avg local rate 2.1%
Property Tax 1.4%

💼 Income & Employment

Median Household Income
$66,731
11% below avg
Per Capita Income
$35,463
Unemployment Rate
0.0%
100% below avg
Poverty Rate
8.2%
Labor Force Participation
69.1%

🎓 Education

Bachelor's degree+ 20.9%
Graduate degree 9.0%

👥 Demographics

Median Age 32.7
Male median age 32.4
Female median age 33

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
15.2:1
Student-teacher ratio
3
Public schools
958
Total enrollment

Frequently Asked Questions

What is the cost of living in Colby, KS?

Colby has a cost index of 52 (100 = national average). It is 48% below the national average.

What is average rent in Colby, KS?

The median gross rent in Colby is $736 per month based on 2023 Census data.

What is the average home price in Colby?

The median home value in Colby is $150,700 according to Zillow and Census data.

What is the median income in Colby?

The median household income in Colby is $66,731 per year (2023 ACS 5-year estimates).

What is the sales tax in Colby, KS?

The combined state and local sales tax rate in Colby is 8.6%. The Kansas state income tax top rate is 5.7%.

Is Colby, KS affordable?

Yes, Colby is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.

Colby at a Glance

Population
5,389
Median Income
$66,731
Home Value
$150,700
Median Rent
$736/mo
Unemployment
0.0%
Sales Tax
8.6%
View all cities in Kansas →
🗺️ County data for Kansas

Explore county-level cost of living data

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