Cost of Living in Crestwood, KY

Population 6,275 · Kentucky · Data vintage 2023

95
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Crestwood a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $315,000. The labor market has been unusually tight, with unemployment around 3.0% — below most comparable cities in the state.

Located 15 miles northeast of Louisville/Jefferson County metro government (balance), Crestwood falls within that metro's commuting orbit. Median home values run roughly 42% higher than Louisville/Jefferson County metro government (balance)'s $222,000.

Cost Overview

Housing 103
Rent 84

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Crestwood

The median home value in Crestwood is $315,100 — 3% above the national median of $305,000. Median rent runs $1,100/month, 16% lower than the national median of $1,314/month. The median household income of $101,086/year is 36% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Crestwood has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.

🏠 Housing

Median Home Value
$315,100
3% above avg
Zillow Home Value
$471,450
Zillow ZHVI
Median Rent
$1,100/mo
16% below avg
Price-to-Rent Ratio
23.9x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 81.9%
Renter-occupied 18.1%

💰 Estimated Monthly Budget

Rent median rent
$1,100
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,714/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.6 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.7%

Commute Mode

Drove alone
78.1%
Carpooled
8.5%
Walked
0.4%
Work from home
12.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$101,086
36% above avg
Per Capita Income
$54,321
Unemployment Rate
3.0%
38% below avg
Poverty Rate
5.7%
Labor Force Participation
74.4%

🎓 Education

Bachelor's degree+ 27.3%
Graduate degree 20.9%

👥 Demographics

Median Age 39
Male median age 41.1
Female median age 36.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
80.6%
Good air days/yr
105
Max AQI recorded
0
PM2.5 days
242
Ozone days

Frequently Asked Questions

What is the cost of living in Crestwood, KY?

Crestwood has a cost index of 95 (100 = national average). It is 5% below the national average.

What is average rent in Crestwood, KY?

The median gross rent in Crestwood is $1,100 per month based on 2023 Census data.

What is the average home price in Crestwood?

The median home value in Crestwood is $315,100 according to Zillow and Census data.

What is the median income in Crestwood?

The median household income in Crestwood is $101,086 per year (2023 ACS 5-year estimates).

What is the sales tax in Crestwood, KY?

The combined state and local sales tax rate in Crestwood is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Crestwood, KY affordable?

Crestwood is near the national average in terms of cost of living, with an index of 95 (100 = US average).

Crestwood at a Glance

Population
6,275
Median Income
$101,086
Home Value
$315,100
Median Rent
$1,100/mo
Unemployment
3.0%
Sales Tax
6.0%
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🗺️ County data for Kentucky

Explore county-level cost of living data

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