Cost of Living in Radcliff, KY
Population 22,967 · Kentucky · Data vintage 2023
(100 = US avg)
Radcliff is a smaller Kentucky community of around 23000 residents, where median household incomes of $60,976 and housing costs ($163,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 9.9% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Radcliff is about 30 miles southwest of Louisville/Jefferson County metro government (balance), the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 26% lower than Louisville/Jefferson County metro government (balance)'s $222,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Radcliff
The median home value in Radcliff is $163,300 — 46% below the national median of $305,000. Median rent runs $965/month, 27% lower than the national median of $1,314/month. The median household income of $60,976/year is 18% lower than the US median of $74,580. The local unemployment rate is 9.9%, above the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Radcliff has a cost of living index of 62 versus the US average of 100, meaning it is 38% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Radcliff, KY?
Radcliff has a cost index of 62 (100 = national average). It is 38% below the national average.
What is average rent in Radcliff, KY?
The median gross rent in Radcliff is $965 per month based on 2023 Census data.
What is the average home price in Radcliff?
The median home value in Radcliff is $163,300 according to Zillow and Census data.
What is the median income in Radcliff?
The median household income in Radcliff is $60,976 per year (2023 ACS 5-year estimates).
What is the sales tax in Radcliff, KY?
The combined state and local sales tax rate in Radcliff is 6.0%. The Kentucky state income tax top rate is 4.0%.
Is Radcliff, KY affordable?
Yes, Radcliff is generally considered affordable, with a cost of living index of 62 — about 38% below the US national average of 100.
Radcliff at a Glance
- Population
- 22,967
- Median Income
- $60,976
- Home Value
- $163,300
- Median Rent
- $965/mo
- Unemployment
- 9.9%
- Sales Tax
- 6.0%
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Kentucky Rankings
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