Cost of Living in Simpsonville, KY

Population 3,006 · Kentucky · Data vintage 2023

82
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Simpsonville sits on the smaller end of the Kentucky city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.7% — below most comparable cities in the state.

Simpsonville sits roughly 15 miles east of Louisville/Jefferson County metro government (balance) — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 15% higher than Louisville/Jefferson County metro government (balance)'s $222,000.

Cost Overview

Housing 84
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Simpsonville

The median home value in Simpsonville is $255,400 — 16% below the national median of $305,000. Median rent runs $1,038/month, 21% lower than the national median of $1,314/month. The median household income of $91,221/year is 22% higher than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Simpsonville has a cost of living index of 82 versus the US average of 100, meaning it is 18% less expensive.

🏠 Housing

Median Home Value
$255,400
16% below avg
Zillow Home Value
$284,672
Zillow ZHVI
Median Rent
$1,038/mo
21% below avg
Price-to-Rent Ratio
20.5x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 84.2%
Renter-occupied 15.8%

💰 Estimated Monthly Budget

Rent median rent
$1,038
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,652/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.7 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.1%

Commute Mode

Drove alone
75.0%
Carpooled
10.8%
Walked
2.0%
Work from home
10.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$91,221
22% above avg
Per Capita Income
$39,314
Unemployment Rate
1.7%
64% below avg
Poverty Rate
7.3%
Labor Force Participation
67.4%

🎓 Education

Bachelor's degree+ 22.7%
Graduate degree 15.6%

👥 Demographics

Median Age 36.3
Male median age 33.1
Female median age 40.1

Frequently Asked Questions

What is the cost of living in Simpsonville, KY?

Simpsonville has a cost index of 82 (100 = national average). It is 18% below the national average.

What is average rent in Simpsonville, KY?

The median gross rent in Simpsonville is $1,038 per month based on 2023 Census data.

What is the average home price in Simpsonville?

The median home value in Simpsonville is $255,400 according to Zillow and Census data.

What is the median income in Simpsonville?

The median household income in Simpsonville is $91,221 per year (2023 ACS 5-year estimates).

What is the sales tax in Simpsonville, KY?

The combined state and local sales tax rate in Simpsonville is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Simpsonville, KY affordable?

Yes, Simpsonville is generally considered affordable, with a cost of living index of 82 — about 18% below the US national average of 100.

Simpsonville at a Glance

Population
3,006
Median Income
$91,221
Home Value
$255,400
Median Rent
$1,038/mo
Unemployment
1.7%
Sales Tax
6.0%
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🗺️ County data for Kentucky

Explore county-level cost of living data

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