Cost of Living in Swartz, LA

Population 4,691 · Louisiana · Data vintage 2023

68
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Swartz offers a notably favorable income-to-housing ratio for its region. The typical home — $191,000 — costs less than 2.7 times median household income of $69,968, a threshold many coastal markets passed a decade ago. An unemployment rate of 2.1% points to a labor market well on the tight side of the national distribution.

Located 105 miles west of Jackson, Swartz is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 76% higher than Jackson's $108,000.

Cost Overview

Housing 62
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Swartz

The median home value in Swartz is $190,600 — 38% below the national median of $305,000. Median rent runs $991/month, 25% lower than the national median of $1,314/month. The median household income of $69,968/year is 6% lower than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. Louisiana's top state income tax rate is 4.3% and the combined sales tax is 9.5%. Overall, Swartz has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.

🏠 Housing

Median Home Value
$190,600
38% below avg
Median Rent
$991/mo
25% below avg
Price-to-Rent Ratio
16.0x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$816
2 BR
$988
3 BR
$1,280
4 BR
$1,513
Owner-occupied 77.1%
Renter-occupied 22.9%

💰 Estimated Monthly Budget

Rent median rent
$991
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,605/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.1 min
7% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.0%

Commute Mode

Drove alone
80.6%
Carpooled
14.9%
Public transit
0.0%
Walked
1.6%
Work from home
3.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.3%
Total Sales Tax 9.5%
State rate 4.5%
Avg local rate 5.1%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$69,968
6% below avg
Per Capita Income
$30,977
Unemployment Rate
2.1%
56% below avg
Poverty Rate
14.6%
Labor Force Participation
61.4%

🎓 Education

Bachelor's degree+ 24.7%
Graduate degree 3.6%

👥 Demographics

Median Age 33.3
Male median age 27.5
Female median age 37.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
79.1%
Good air days/yr
100
Max AQI recorded
69
PM2.5 days
289
Ozone days

Frequently Asked Questions

What is the cost of living in Swartz, LA?

Swartz has a cost index of 68 (100 = national average). It is 32% below the national average.

What is average rent in Swartz, LA?

The median gross rent in Swartz is $991 per month based on 2023 Census data.

What is the average home price in Swartz?

The median home value in Swartz is $190,600 according to 2023 Census ACS data.

What is the median income in Swartz?

The median household income in Swartz is $69,968 per year (2023 ACS 5-year estimates).

What is the sales tax in Swartz, LA?

The combined state and local sales tax rate in Swartz is 9.5%. The Louisiana state income tax top rate is 4.3%.

Is Swartz, LA affordable?

Yes, Swartz is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.

Swartz at a Glance

Population
4,691
Median Income
$69,968
Home Value
$190,600
Median Rent
$991/mo
Unemployment
2.1%
Sales Tax
9.5%
View all cities in Louisiana →
🗺️ County data for Louisiana

Explore county-level cost of living data

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