Cost of Living in Acton, MA

Population 23,961 · Massachusetts · Data vintage 2023

207
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Acton sits 148% above the national median — $758,000 for the typical home — but median household incomes near $153,338 (106% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Located 12 miles southwest of Lowell, Acton falls within that metro's commuting orbit. Median home values run roughly 92% higher than Lowell's $395,000.

Cost Overview

Housing 248
Rent 145

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Acton

The median home value in Acton is $757,500 — 148% above the national median of $305,000. Median rent runs $1,911/month, 45% higher than the national median of $1,314/month. The median household income of $153,338/year is 106% higher than the US median of $74,580. The local unemployment rate is 5.2%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 61.3°F and lows of 39.7°F. Overall, Acton has a cost of living index of 207 versus the US average of 100, meaning it is 107% more expensive.

🏠 Housing

Median Home Value
$757,500
148% above avg
Median Rent
$1,911/mo
45% above avg
Price-to-Rent Ratio
33.0x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$2,263
1 BR
$2,394
2 BR
$2,837
3 BR
$3,418
4 BR
$3,761
Owner-occupied 76.0%
Renter-occupied 24.0%

💰 Estimated Monthly Budget

Rent median rent
$1,911
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,525/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.2 min
30% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
34.0%

Commute Mode

Drove alone
55.7%
Carpooled
4.8%
Public transit
2.8%
Walked
1.9%
Bicycle
0.1%
Work from home
34.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$153,338
106% above avg
Per Capita Income
$75,641
Unemployment Rate
5.2%
7% above avg
Poverty Rate
3.4%
Labor Force Participation
56.9%

🎓 Education

Bachelor's degree+ 31.9%
Graduate degree 45.8%

👥 Demographics

Median Age 44.1
Male median age 43.6
Female median age 44.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.3°F
Avg Low
39.7°F
Annual Precip
42.6"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 373948607079858476645242
Low °F 181927374756626052413224
Precip" 2.902.693.853.843.363.723.513.473.544.243.723.76

Frequently Asked Questions

What is the cost of living in Acton, MA?

Acton has a cost index of 207 (100 = national average). It is 107% above the national average.

What is average rent in Acton, MA?

The median gross rent in Acton is $1,911 per month based on 2023 Census data.

What is the average home price in Acton?

The median home value in Acton is $757,500 according to 2023 Census ACS data.

What is the median income in Acton?

The median household income in Acton is $153,338 per year (2023 ACS 5-year estimates).

What is the sales tax in Acton, MA?

The combined state and local sales tax rate in Acton is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Acton, MA affordable?

Acton is above average in cost of living, with an index of 207 — about 107% higher than the national average.

What is the weather like in Acton?

Acton has average high temperatures of 61.3°F and average lows of 39.7°F. Annual precipitation is 42.6". Data from NOAA 1991–2020 Climate Normals.

Acton at a Glance

Population
23,961
Median Income
$153,338
Home Value
$757,500
Median Rent
$1,911/mo
Unemployment
5.2%
Avg High Temp
61.3°F
Sales Tax
6.3%
View all cities in Massachusetts →
🗺️ County data for Massachusetts

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs